Neighborhood · St Cloud, Florida
Palm Gardens
Small-scale living with room to negotiate
6
Homes for sale
$165,000
Median list price
$200
Avg price / sqft
156
Median days on market
Palm Gardens sits in St Cloud, on the Osceola County side of the greater Orlando region, where compact homes and a workable price point make it a practical entry into Central Florida ownership. The median home here runs around 784 square feet, so you're looking at efficient, right-sized living rather than sprawling square footage. Nearby pockets like Anthem Park, Mallard Pond and Deer Creek round out the area, and families are zoned to schools including St. Cloud High School.
For a buyer today, the numbers tell a patient market. There are just 6 active listings with a median list price of $165,000, and homes are averaging 155 days on market — which means sellers are negotiating, closing at about 94% of asking over the past year. Browse St Cloud homes for sale or check the live map to see what's moving right now.
Palm Gardens is a community in St Cloud, Florida.
Quick facts
$130,000 – $165K price range
784 sqft median home
$300/mo median HOA
$1,300/mo median rent
12 sold in 12 months
On the market now
Homes for sale in Palm Gardens
$150,000
738 MICHIGAN CT UNIT 4, ST CLOUD
2 bd · 1 ba · 784 sqft
$165,000
694 MICHIGAN COURT UNIT 3, ST CLOUD
2 bd · 1 ba · 784 sqft
$165,000
694 MICHIGAN COURT UNIT 1, ST CLOUD
2 bd · 1 ba · 784 sqft
$165,000
694 MICHIGAN COURT UNIT 2, ST CLOUD
2 bd · 1 ba · 784 sqft
$165,000
694 MICHIGAN COURT UNIT 4, ST CLOUD
2 bd · 1 ba · 784 sqft
$130,000
719 MICHIGAN COURT UNIT 3, ST CLOUD
2 bd · 1 ba · 784 sqft
Every active listing inside the Palm Gardens boundary
Open full map search →Find your fit
Browse Palm Gardens
By feature — on the live map
The numbers that matter
The Palm Gardens market
12
Sold, last 12 months
$120,000
Median sold price
94%
Sale-to-list ratio
What sellers actually get vs asking
28 days
Median time to sell
Palm Gardens vs St Cloud
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▼ 21.3% yr/yr
Homes sold per month
Live Stellar MLS data — every listing and closed sale inside the Palm Gardens boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Palm Gardens is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Palm Gardens home
≈ $1,544/mo
$165,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$300/mo
Median HOA
From current listings inside the boundary
$1,300/mo
Median rent
Homes for rent inside the boundary
Population
599
Median age
37
Median income
$67,201
Median home value
$313,000
Beyond the listings
Living in Palm Gardens
Entertainment
Top 7% in the U.S.Late-night Leisure
Ready to turn up when the sun goes down, this population is looking for nighttime entertainment at home or out on the town.
Active
Top 7% in the U.S.Fitness Obsession
Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.
Beliefs
Top 10% in the U.S.Spiritual Practices
Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.
Attitudes
Top 12% in the U.S.Home & Leisure
There's no place like home. This activity is highest when people are feeling relaxed, like sharing a meal with friends or enjoying their morning coffee in their own home.
Beliefs
Top 13% in the U.S.Mindfulness & Spirituality
Seeking peace and well-being through meditation, gratitude and spirituality.
Lifestyles
Top 13% in the U.S.Nerd Culture
These people aren't afraid to nerd out. Common activities include comic books, video games, and often intellectual pursuits.
People who close here
Our St Cloud experts
Straight answers
Palm Gardens FAQs
Is Palm Gardens a good place to live?+
It's a compact, established corner of St Cloud with an accessible price point and assigned schools including St. Cloud Middle and St. Cloud High. Homes tend to be smaller — around 784 square feet at the median — which suits first-time buyers, downsizers, and investors more than families needing lots of space.
Is Palm Gardens expensive?+
No — it's on the affordable end for the area, with a median list price of $165,000 and active listings ranging from $130,000 to $165,000. The median home sold over the past year at $120,000, so this is one of the more budget-friendly ways into the market.
What do homes cost in Palm Gardens?+
Current active listings run from $130,000 to $165,000, with a median list of $165,000 and an average of about $200 per square foot. Over the last 12 months, 12 homes sold at a median price of $120,000.
How is the market in Palm Gardens?+
It favors buyers right now. With only 6 active listings, a median 155 days on market, and sellers accepting about 94% of asking, there's meaningful room to negotiate on both price and terms.
What about HOA fees and property taxes?+
The median HOA here runs about $300 per month and the median annual property tax is around $1,976. For renters or investors weighing the numbers, the median rent in the area sits near $1,300 per month.
Keep exploring
More St Cloud neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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