Jessica Torres
$8,925,000$14,750,0005 bd5.5 ba4,591 sqft$1,944 /sqft$56,505 /mo all-in ↓

630 DE NARVAEZ DRIVE, LONGBOAT KEY, FL, 34228

Active434 days on marketListed May 26, 2025MLS #A4653251

Reduced $5.8MWaterfrontPrivate poolSingle Family ResidenceSLEEPY LAGOON PARK

About this home

630 DE NARVAEZ DRIVE

This stunning Bayfront estate delivers over 480 feet of pristine Bayfront waterfront on a prime point property. True Longboat Key gold. Special features of this home include five bedrooms, five full bathrooms, hardwood floors, sky-high ceilings plus walls of glass. The home opens to multiple covered terraces built for soaking in endless Bay views and the best of Florida living at its finest. The open-concept layout blends indoor comfort with outdoor style, perfect for hosting or unwinding in total privacy. The kitchen is sleek and spacious with high end Wolf package and Sub Zero ready for gourmet meals or casual bites with a view. The adjoining family room also features a large stone fireplace. The primary suite is a retreat all its own with private terrace access, spa-style bath and water views that never quit. Outside, the lifestyle really takes off. A large Bayfront resort-style pool with a hot tub anchors the backyard, surrounded by multiple fire pits perfect for evening gatherings under the stars. Need space for guests? A separate guest house is available to design to your personal touch, offers total privacy and comfort, ideal for hosting family or friends without sacrificing your own space. This estate isn’t just a home it’s a waterfront playground built for bold living. There's kayak storage and room for multiple docks and all your water toys. The new seawall built in 2010 adds peace of mind. There is a four car garage. This North Longboat property is a must see for anyone seeking a luxurious lifestyle combined with natural beauty. With its modern amenities, prime location, and stunning views, it stands out as a dream home. Don’t miss the opportunity to make this exquisite residence your own. This north Longboat location is near many outstanding restaurants and Anna Maria Island. Watch dolphins and manatees and so many Florida birds glide past your backyard. The azure waters of the Gulf of Mexico and the beach are just steps away.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,591

Sqft

1.06 ac

Lot size

4

Garage

2022

Year built

Two

Levels

$1,944

Per sqft

Private poolWaterfrontFireplace

Inside

FlooringEngineered Hardwood
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker
InteriorCeiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type
FoundationBasement · Block · Slab · Stilt/On Piling
FacesEast
ExteriorBalcony · Irrigation System · Lighting · Other

Community & fees

Taxes (2024)$58,070/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$56,505 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$48,159
PMI (est., until 20% equity)$3,347
Property tax — 2024 actual bill$4,839
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $892,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $892,500
Interest rate6.00%
Loan term

Estimated payment

$56,505/mo

Principal & interest$48,159
PMI (est., until 20% equity)$3,347
Property taxes (actual bill)$4,839
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Longboat Key actives

$1,944 vs $693

Days on market

434 vs 95 typical

Where $1,944/sqft sits among the 262 Longboat Key actives

116
67
39
16
9
15 · this home
$351–639$639–928$928–1217$1217–1506$1506–1795$1795+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sleepy Lagoon

Map of 630 DE NARVAEZ DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longboat Key. See the full Longboat Key guide →

Sleepy Lagoon — neighborhood snapshot

Population

437

Median age

68

Median income

$130,791

Median home value

$816,296

Avg household

2

Households w/ children

2%

For the school run

Manatee County School District

HighBayshore High School★★★★
ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

113 of 262

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1275% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $8,925,000 $5.8M
May 26, 2025Listed at $14,750,000 · 434 days on market since
2022Built · SLEEPY LAGOON PARK

Reality check

What actually sold near 630 DE NARVAEZ DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

600 DE NARVAEZ DRIVESold · Jun ’26

$2,590,000

600 DE NARVAEZ DRIVE · same community

3 bd · 3 ba · 1,971 sqft · $1,314/sqft · 97 DOM

535 DE NARVAEZ DRIVESold · Jun ’26

$750,000

535 DE NARVAEZ DRIVE · same community

2 bd · 2 ba · 1,556 sqft · $482/sqft · 4 DOM

612 JUAN ANASCO DRIVESold · Jul ’26

$18,990,000

612 JUAN ANASCO DRIVE · same community

6 bd · 8 ba · 9,243 sqft · $2,055/sqft · 433 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 630 DE NARVAEZ DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 630 DE NARVAEZ DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

630 DE NARVAEZ DRIVE FAQs

What would the monthly payment be for 630 DE NARVAEZ DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $56,505/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 630 DE NARVAEZ DRIVE?+

The most recent tax bill on record (2024) was $58,070. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Longboat Key?+

At $8,925,000, this home is listed about 830% above the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 630 DE NARVAEZ DRIVE?+

Bayshore High School (high), Anna Maria Elementary School (elementary), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$8,925,000 runs 1275% above the LONGBOAT KEY 34228 median — but at 4,591 sqft it's also nearly 3 times the size of the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

434 days on market against a Longboat Key median of 95 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Bayshore High School, Anna Maria Elementary School, Martha B. King Middle School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $14,750,000, now $8,925,000 — a $5.8M cut. The full history is in the market section below.

Listing courtesy of DEVELOPERS REALTY LBK, INC · Reid Murphy. MLS #A4653251.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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