16 SPRUCE LANE, PLACIDA, FL, 33946
Active148 days on marketListed Feb 25, 2026MLS #A4682735
About this home
16 SPRUCE LANE
Build your custom Florida dream home on this oversized 0.2062-acre cleared lot in Rotonda Meadows, Placida, SWFL Paradise. The unique pie / irregular shape is a true advantage! Offering expanded building options not typically found on standard rectangular homesites. This layout allows for a wider floor plan, larger garage, side-load garage, extended driveway, or additional green space for privacy and landscaping. There’s also excellent potential to design a spacious outdoor living area with a pool, oversized lanai, outdoor kitchen, fire pit, or garden retreat while still maintaining comfortable separation from future neighboring homes. With east rear exposure, your future backyard is perfectly positioned for gorgeous sunrise views and cooler afternoons, making it ideal for year-round outdoor enjoyment. Public water and sewer are available, and new construction throughout the community supports strong future value. City water and sewer are available and serviced by Charlotte County and electricity as well while serviced by Florida Power & Light. All public roads are paved by Count Government. No Scrub Jay permit is required. Rotonda Meadows is a deed-restricted community with a low HOA fee of approximately $145 per year, offering a clean, well-maintained neighborhood while still allowing flexibility in home design. Surrounded by six nearby golf courses and renowned for world-class tarpon fishing, this location offers unforgettable sunsets, abundant outdoor recreation, and an active Southwest Florida lifestyle year-round. Comparable homes in the area average around half million dollars, making this a strategic opportunity in a growing market. Enjoy the Southwest Florida lifestyle just minutes from Boca Grande, Gasparilla Island, Don Pedro Island, Manasota Key, and Stump Pass Beach State Park. Nearby amenities include boating, fishing, kayaking, golf courses, marinas, shopping, dining, and medical facilities. Easy access to Gasparilla Road, FL-776, I-41, and I-75 connects you quickly to Venice, Sarasota, Fort Myers, Tampa, and Southwest Florida International Airport. This is a true blank canvas in a peaceful, growing coastal community. Secure your slice of Southwest Florida paradise today and start planning your custom coastal retreat!
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$354 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$354/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Rotonda Meadows & Villas
Get to know Placida. See the full Placida guide →
Rotonda Meadows & Villas — neighborhood snapshot
Population
468
Median age
60
Median income
$71,012
Median home value
$562,300
Avg household
3
Households w/ children
35%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16 SPRUCE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 SPRUCE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
16 SPRUCE LANE FAQs
What would the monthly payment be for 16 SPRUCE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $354/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16 SPRUCE LANE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16 SPRUCE LANE?+
The most recent tax bill on record (2025) was $518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16 SPRUCE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $22,000, this home is listed about 97% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16 SPRUCE LANE?+
L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX SUNSHINE · Daniela Mitchell. MLS #A4682735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Placida homes, in your inbox
Like 16 SPRUCE LANE but not quite? A daily digest of every new listing in Placida — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jessica to ping you on any price or status change →