Jessica Torres
$243,9002 bd2 ba1,470 sqft$166 /sqft$1,779 /mo all-in ↓

2465 SE 18TH CIRCLE, OCALA, FL, 34471

Active140 days on marketListed Mar 5, 2026MLS #A4684977

Priced 18% below the OCALA 34471 medianCondominiumMAGNOLIA GARDEN VILLAS OR 1412/521

About this home

2465 SE 18TH CIRCLE

Corner Lot so only one neighbor! BRAND NEW AC Unit installed June 23,2026 with 10 year warranty that will transfer to the new buyer! NEW Roof installed 2023. Completely Remodeled 2/2 single story townhouse. Everything is new with the exception of the water heater which is in excellent working condition at this time. All BRAND NEW Stainless Steel Appliances, Real Wood Cabinets, Granite Counter tops in Kitchen and Bathrooms! Tubs, showers and vanities are all new and gorgeous! Luxury Vinyl Plank flooring throughout the home! All new faucets and ceiling fans, lights and modern chandelier in the dining room Inside laundry room. Vinyl attached Outdoor Lanai. 8' Sliding glass door. One Car Carport and space for another vehicle as well. Community does have a maintenance fee of $300 per month which provides a Gated community with guest entrance. Huge community Pool, Club house, tennis courts and beautifully and well-maintained lawn & outdoor maintenance. Very safe and very convenient to everything.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,470

Sqft

1987

Year built

One

Levels

$166

Per sqft

Pets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOther
LaundryNone
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesNortheast
ExteriorLighting · Sprinkler Metered · Tennis Court(s)

Community & fees

Taxes (2025)$899/yr
PetsYes
CommunityGated Community - Guard · Tennis Court(s)

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,779 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,436
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$75
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,537Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,537
Interest rate6.00%
Loan term

Estimated payment

$1,779/mo

Principal & interest$1,436
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$75
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of 2465 SE 18TH CIRCLE

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryEighth Street Elementary School★★★★
MiddleOsceola Middle School★★★★
HighForest High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

Mar 5, 2026Listed at $243,900 · 140 days on market since
1987Built · MAGNOLIA GARDEN VILLAS OR 1412/521

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2465 SE 18TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2465 SE 18TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

2465 SE 18TH CIRCLE FAQs

What would the monthly payment be for 2465 SE 18TH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,779/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2465 SE 18TH CIRCLE?+

The most recent tax bill on record (2025) was $899. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2465 SE 18TH CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $243,900, this home is listed about 18% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2465 SE 18TH CIRCLE?+

Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34471 market on paper

$243,900 is 18% below the OCALA 34471 median of $299,000, and at $166/sqft it sits under the Ocala average of $204.

02Time on market is leverage

140 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REOZOM · Justin Tibble. MLS #A4684977.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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