Jessica Torres
$759,0004 bd3 ba2,548 sqft$298 /sqft$5,005 /mo all-in ↓

1539 ORMOND TERRACE, PARRISH, FL, 34219

Active108 days on marketListed Apr 2, 2026MLS #A4688634

WaterfrontPrivate poolSingle Family ResidenceRIVERS REACH PH II

About this home

1539 ORMOND TERRACE

LOCATION LOCATION LOCATION. It is one of the best Homes in this location, 15 Min. to Lakewood Ranch, 25 Minutes to St.Pete, Tampa and 15 Minutes to Bradenton, Sarasota, and one of the most beautiful and best homes in this luxury gated community. Brand new Roof with all Warranties........do not miss it. RARE POSSIBILITY... Experience refined luxury in this exceptional waterfront home, where exquisite craftsmanship and thoughtful design create a seamless blend of elegance, comfort, and indoor/outdoor living. Former flagship Neal Model Home with all the amenities of a model home, located on the lake with expansive water views. Indescribable sunsets from your lanai every evening. Large lot. New, tastefully landscaped garden. Extensively and completely remodeled inside and out with many extras. High ceilings, sliding doors that completely slide away from every room to the expansive pool area with the oversized pool. Open design inside and out. New flooring. Repainted inside and out. New lanai surface. Newer AC. New pool heater. New ceiling fans, and much more. The expansive covered lanai is perfect for entertaining and celebrating. It's ideal for both quiet mornings and lively gatherings with loved ones. Vanishing sliding doors seamlessly connect the great rooms to the outdoors, creating a harmonious transition between indoor and outdoor living areas. Inside, the kitchen features elegant cabinetry, smooth granite countertops, stainless steel appliances, and a spacious granite island with bar seating. A charming breakfast nook with a bay window overlooks the pool and lanai, adding to the home's inviting atmosphere. A walk-in pantry provides additional storage and functionality. The open design creates a natural flow between the kitchen, dining area, and great room, where designer lighting and elegant finishes add a touch of sophistication. The versatile home office/study can also be used as a 4th bedroom, making it ideal for guests, a home office, or a personal retreat. The master suite is a private sanctuary with his-and-hers walk-in closets and a spa-inspired bathroom with a luxurious shower, deep garden tub, and two separate vanities. A paved walkway leads from the quiet cul-de-sac to the elaborately pillared entrance. The backyard is wide open to the lake and is meticulously landscaped with tropical landscaping to enhance privacy while creating a tranquil setting. A spacious two-car garage provides ample space for vehicles and equipment. Residents of Rivers Reach, Parrish, located at the headwaters of the Manatee River on the border with Bradenton, enjoy a wonderful tranquility in nature, free from car noise and tire wear. You can sleep peacefully here, yet be about 20 minutes from Lakewood Ranch or 35 minutes from St. Petersburg. This gated community offers a host of first-class amenities, including a clubhouse with a huge heated pool, a fitness center, a volleyball court, scenic hiking trails, and a kayak launch for adventures on the Manatee River. Conveniently located minutes from world-famous beaches and over 30 championship golf courses, this home offers the ultimate Florida lifestyle. Simply unlock the door and start living in paradise.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,548

Sqft

0.28 ac

Lot size

2

Garage

2008

Year built

One

Levels

$298

Per sqft

Private poolWaterfrontGarden & Pool & Trees/Woods & Water view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Gas Water Heater · Microwave · Range · Refrigerator
InteriorAttic Fan · Built-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewGarden · Pool · Trees/Woods · Water
FacesEast
ExteriorGarden · Hurricane Shutters · Irrigation System · Lighting · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$13/mo
Taxes (2025)$5,417/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Fishing · River · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,005 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,096
PMI (est., until 20% equity)$285
Property tax — 2025 actual bill$451
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,900
Interest rate6.00%
Loan term

Estimated payment

$5,005/mo

Principal & interest$4,096
PMI (est., until 20% equity)$285
Property taxes (actual bill)$451
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $759K
$671KedgeAI estimate $700,319 · range $699K$703K$789K

vs edgeAI estimate

+8.4%

$/sqft vs Parrish actives

$298 vs $206

Days on market

108 vs 42 typical

Where $298/sqft sits among the 400 Parrish actives

100
99
87
60
23
31 · this home
$154–179$179–205$205–231$231–256$256–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River's Reach

Map of 1539 ORMOND TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)69 min

Get to know Parrish. See the full Parrish guide →

River's Reach — neighborhood snapshot

Population

968

Median age

49

Median income

$131,042

Median home value

$601,000

Avg household

3

Households w/ children

95%

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

206 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

Apr 2, 2026Listed at $759,000 · 108 days on market since
2008Built · RIVERS REACH PH II

Reality check

What actually sold near 1539 ORMOND TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16422 RIVERS REACH BOULEVARDSold · Dec ’25

$525,000

16422 RIVERS REACH BOULEVARD · same community

3 bd · 2 ba · 2,403 sqft · $218/sqft · 12 DOM

1484 HICKORY VIEW CIRCLESold · Mar ’26

$700,000

1484 HICKORY VIEW CIRCLE · same community

3 bd · 3 ba · 2,693 sqft · $260/sqft · 11 DOM

16711 RIVERS REACH BOULEVARDSold · Nov ’25

$495,000

16711 RIVERS REACH BOULEVARD · same community

3 bd · 2 ba · 2,391 sqft · $207/sqft · 177 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1539 ORMOND TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1539 ORMOND TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

1539 ORMOND TERRACE FAQs

What would the monthly payment be for 1539 ORMOND TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,005/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1539 ORMOND TERRACE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1539 ORMOND TERRACE?+

The most recent tax bill on record (2025) was $5,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1539 ORMOND TERRACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $759,000, this home is listed about 80% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 1539 ORMOND TERRACE?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$759,000 runs 83% above the PARRISH 34219 median — but at 2,548 sqft it's also 19% larger than the typical Parrish listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

108 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA FIRST GROUND REALTY · Horst Luhn. MLS #A4688634.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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