
392 ARUBA CIRCLE UNIT 102, BRADENTON, FL, 34209
Active79 days on marketListed May 7, 2026MLS #A4692888
About this home
392 ARUBA CIRCLE UNIT 102
WESTERN-FACING SOUND VIEW | TURNKEY FURNISHED | ELEVATED FIRST-FLOOR LIVING Wake up to sparkling water views, dolphins gliding through the Sound, and Ospreys soaring overhead—an ever-changing coastal backdrop that never loses its magic. Perfectly suited as a luxurious second home with the added benefit of rental income potential to help offset carrying costs, this beautifully appointed residence offers the ideal blend of personal escape and smart investment. Located within the sought-after gated community of Marina Walk on One Particular Harbour in Harbour Isle, this residence embodies effortless resort-style living just moments from the world-renowned beaches of Anna Maria Island. Hop on your bike and have your toes in the sugar-white sand and turquoise Gulf waters within minutes. Positioned on the elevated first floor, this unit offers the convenience of easy access while still capturing breathtaking western-facing water views across Anna Maria Sound. From the private screened lanai, enjoy front-row seats to spectacular sunsets, passing boats, playful dolphins, and the tranquil beauty of the mangroves and Intracoastal waters beyond. The elevated vantage point creates a uniquely immersive connection to the surrounding wildlife and coastal scenery, while maintaining privacy and expansive water views. Inside, the open-concept floorplan is designed for relaxed coastal living and effortless entertaining. The kitchen flows seamlessly into the spacious living area, where soaring ceilings and walls of glass sliders create a bright, airy atmosphere and blur the line between indoors and out. Open the sliders and enjoy warm Gulf breezes as the sights and sounds of the waterfront become part of everyday life. Each of the three bedrooms and bathrooms is thoughtfully designed with comfort and style in mind, creating a welcoming retreat for both owners and guests alike. Offered turnkey furnished, the residence is ready for immediate enjoyment, with fresh paint and new carpet in the bedrooms. Residents of One Particular Harbour enjoy access to an exceptional array of amenities, including four resort-style pools, a state-of-the-art waterfront fitness center, kayak launches, walking trails, planned social activities, and the spectacular Beach Club overlooking Anna Maria Sound with its waterfront dining, Sky Bar, and unforgettable sunset views. For boating enthusiasts, the adjoining marina offers wet and dry storage with direct deep-water access to the Gulf of Mexico, while the onsite Freedom Boat Club provides effortless boating access without the responsibilities of ownership. With the Compass Hotel Bar & Chill and Floridays Woodfire Grill & Bar onsite, residents enjoy multiple dining options without ever leaving the community. Beyond the beaches, Anna Maria Island offers the quintessential coastal lifestyle with waterfront restaurants, boutique shopping, fishing piers, live music, and charming Old Florida character. Spend your days exploring Pine Avenue, dining on fresh local seafood, or cruising the island by bike or golf cart while soaking in the laid-back island atmosphere that makes AMI one of the Gulf Coast’s most treasured destinations. Whether seeking a refined coastal retreat, a flexible vacation property with income potential, or simply a place where every day feels like an escape, this exceptional residence delivers the ultimate Florida waterfront lifestyle. Paradise truly awaits.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,664
Sqft
2017
Year built
One
Levels
$448
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,490 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,490/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Bradenton actives
$448 vs $236
Days on market
79 vs 53 typical
Where $448/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Perico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Perico — neighborhood snapshot
Population
1,539
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
193 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 187% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 392 ARUBA CIRCLE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$800,000
396 ARUBA CIRCLE UNIT 302 · same community
3 bd · 3 ba · 1,664 sqft · $481/sqft · 379 DOM
Sold · Nov ’25$655,000
379 ARUBA CIRCLE UNIT 202 · same community
3 bd · 3 ba · 1,664 sqft · $394/sqft · 45 DOM
Sold · Jun ’26$650,000
395 ARUBA CIRCLE UNIT 102 · same community
3 bd · 3 ba · 1,664 sqft · $391/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 392 ARUBA CIRCLE UNIT 102 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 392 ARUBA CIRCLE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
392 ARUBA CIRCLE UNIT 102 FAQs
What would the monthly payment be for 392 ARUBA CIRCLE UNIT 102?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,490/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 392 ARUBA CIRCLE UNIT 102?+
The most recent tax bill on record (2025) was $12,362. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 392 ARUBA CIRCLE UNIT 102?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $745,000, this home is listed about 88% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 392 ARUBA CIRCLE UNIT 102?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$745,000 runs 187% above the BRADENTON 34209 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $750,000, now $745,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jo-Lee Mansfield. MLS #A4692888.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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