3728 SUMMERWIND CIRCLE, BRADENTON, FL, 34209
Active3 days on marketListed Jul 18, 2026MLS #A4699815
About this home
3728 SUMMERWIND CIRCLE
JUST OFF THE ISLAND Located minutes from the Pristine Beaches of Anna Maria Island this Amazing home offers: Maintenance Free Living so you can spend your newfound free time Golfing, Boating or enjoying the hobby of your choice. NO more yard work is just one advantage of living in Palma Sola Trace others include: The Resort Style Pool where you can join Active Seniors in low impact workouts that include water aerobics, with cardio focused routines like leg swings and of course flutter kicks on a pool noodle. The Clubhouse is the perfect multipurpose gathering space offering residents activities of all kinds including yoga classes, book clubs, dances, lunches and holiday parties. The nautilus inspired Fitness Center will get you or keep you in shape and there's even a playground for kids or grandkids. OK, enough about the neighborhood what about the home? An Open Floor plan flows effortlessly from the leaded glass front door to a spacious Great Room where the family will gather to the Eat-In Kitchen featuring; solid surface counters, trayed ceiling, Maple cabinets, a Double Oven, classic glass cook top and even a Butler's Pantry. The spacious dinning area is perfect for parties with newfound friends or Holidays when family comes to visit. The Primary Bedroom features a walk in closet and a private bath with dual sinks, a soaking tub and full size shower. The guest wing features two bedrooms offering privacy for overnight guests and a private bath with a tub shower. An air conditioned Sun Room works perfectly as a Home Office, Craft room, Den for Dad or a quiet place to read your newest favorite book. There is an inside laundry room (of course) and a full size garage for cars and toys. Located 3.5 miles to the Beach means you can enjoy a leisurely stroll along the shore of the Gulf, find seashell treasures and watch Spectacular Sunsets nightly and all without the hassle of troublesome Island traffic! Sarasota International Airport is a short 15 minute drive so you can commute easily up north for work or travel anywhere for pleasure. This one offers so much for so little so Call Today and start home tomorrow.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,021
Sqft
0.16 ac
Lot size
2
Garage
2006
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,298 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,298/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11%
$/sqft vs PALMA SOLA TRACE
$260 vs $232
Days on market
3 vs 53 typical
Where $260/sqft sits among the 13 homes for sale in PALMA SOLA TRACE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Sola Trace
Get to know Bradenton. See the full Bradenton guide →
Palma Sola Trace — neighborhood snapshot
Population
914
Median age
65
Median income
$101,520
Median home value
$418,400
Avg household
2
Households w/ children
12%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
8 of 13
PALMA SOLA TRACE have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3728 SUMMERWIND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$494,000
3604 SUMMERWIND CIRCLE · same community
2 bd · 2 ba · 2,021 sqft · $244/sqft · 34 DOM
Sold · Dec ’25$435,000
3624 SUMMERWIND CIRCLE · same community
2 bd · 2 ba · 2,021 sqft · $215/sqft · 55 DOM
Sold · Apr ’26$480,000
7310 HAMILTON ROAD · same community
4 bd · 2 ba · 1,952 sqft · $246/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3728 SUMMERWIND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3728 SUMMERWIND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
3728 SUMMERWIND CIRCLE FAQs
What would the monthly payment be for 3728 SUMMERWIND CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,298/mo — principal and interest, the actual property-tax bill, the $302/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3728 SUMMERWIND CIRCLE?+
The association fee works out to $302 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3728 SUMMERWIND CIRCLE?+
The most recent tax bill on record (2025) was $6,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3728 SUMMERWIND CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $524,900, this home is listed about 33% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 3728 SUMMERWIND CIRCLE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$524,900 runs 105% above the BRADENTON 34209 median — but at 2,021 sqft it's also 27% larger than the typical Bradenton listing.
02Fresh on the market
Only 3 days on market in a Bradenton market that averages 53 — if it fits, move quickly.
03The price has already moved
Listed at $527,900, now $524,900 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Richard Capps. MLS #A4699815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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