Jessica Torres
$569,0003 bd2 ba1,862 sqft$306 /sqft$4,402 /mo all-in ↓

2605 STAR APPLE WAY, SARASOTA, FL, 34240

Active8 days on marketListed Jul 30, 2026MLS #A4701472

Priced 11% below the SARASOTA 34240 medianSingle Family ResidenceWINDWARD/LAKEWOOD RANCH PH 1

About this home

2605 STAR APPLE WAY

Virtually Staged. Why wait to build when you can move right into this 2024 residence in the gated community of Windward at Lakewood Ranch! Offering three bedrooms, two baths, a den/office with double doors, 1,862 square feet of living space and 2,579 total square feet, Neal Communities' thoughtfully designed Dream 2 floor plan blends coastal charm and modern luxury with a low-maintenance, lock-and-leave lifestyle. Maintenance-free landscaping with irrigation is included in the monthly fees, and numerous post-closing upgrades have been completed. The light-filled interior features high ceilings, 8-foot interior doors, an open great room with a tray ceiling, tile flooring throughout the main living areas and new carpet in the bedrooms. The designer kitchen is ideal for entertaining with quartz countertops, a tile backsplash, under-cabinet lighting, gold hardware, stainless steel appliances, a natural gas range, walk-in pantry, and an oversized island overlooking the living and dining areas. Additional upgrades include a tile roof, hurricane-impact windows and doors, custom lighting, window treatments, ceiling fans throughout, an epoxy-coated garage floor, custom built-in shelving in the guest bedroom and a Guardian pre-wired security system. The spacious primary suite offers a large walk-in closet, dual vanities and a walk-in shower, while the screened paver lanai provides the ideal place to relax year-round. Windward residents enjoy resort-style amenities including a clubhouse, fitness center, two pools, spa, tennis and pickleball courts, dog parks, playground and an active social calendar. Ideally just minutes from Waterside Place for waterfront dining, boutique shopping, live entertainment, the weekly farmers market and year-round events, with University Town Center, downtown Sarasota, Sarasota-Bradenton International Airport and the Gulf Coast's award-winning beaches all within easy reach.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,862

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$306

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesNortheast
ParkingDriveway
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

HOA fee$295/mo
Taxes (2025)$7,960/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,402 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,070
PMI (est., until 20% equity)$213
Property tax — 2025 actual bill$663
HOA fee — from the listing$295
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,900
Interest rate6.00%
Loan term

Estimated payment

$4,402/mo

Principal & interest$3,070
PMI (est., until 20% equity)$213
Property taxes (actual bill)$663
HOA / condo fee$295
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $569K
$515KedgeAI estimate $564,827 · range $536K$602K$627K

vs edgeAI estimate

+0.7%

$/sqft vs Sarasota actives

$306 vs $343

Days on market

8 vs 61 typical

Where $306/sqft sits among the 400 Sarasota actives

225 · this home
57
35
34
20
29
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 2605 STAR APPLE WAY

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34240 — neighborhood snapshot

Population

16,356

Median age

51.4

Median income

$126,048

Median home value

$622,100

Avg household

2.55

Households w/ children

1,604

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

159 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $569,000 · 8 days on market since
2024Built · WINDWARD/LAKEWOOD RANCH PH 1

Reality check

What actually sold near 2605 STAR APPLE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8506 FRANGIPANI TERRACESold · Jul ’26

$640,000

8506 FRANGIPANI TERRACE · same community

3 bd · 2 ba · 1,862 sqft · $344/sqft · 4 DOM

2625 STAR APPLE WAYSold · May ’26

$499,999

2625 STAR APPLE WAY · same community

3 bd · 2 ba · 1,861 sqft · $269/sqft · 320 DOM

2558 WILD CHERRY PATHSold · Dec ’25

$605,000

2558 WILD CHERRY PATH · same community

3 bd · 3 ba · 2,116 sqft · $286/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2605 STAR APPLE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2605 STAR APPLE WAY — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Jessica’s phone and CRM.

Straight answers

2605 STAR APPLE WAY FAQs

What would the monthly payment be for 2605 STAR APPLE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,402/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2605 STAR APPLE WAY?+

The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2605 STAR APPLE WAY?+

The most recent tax bill on record (2025) was $7,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2605 STAR APPLE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $569,000, this home is priced right at the Sarasota median.

Which schools are assigned to 2605 STAR APPLE WAY?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Mia McKeehan. MLS #A4701472.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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