1520 SW 35th Circle, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Pending50 days on marketListed Jun 14, 2026MLS #B26041282
About this home
1520 SW 35th Circle, Okeechobee FL 34974
Seminole Cove 55+ Community 2/2 with a beautiful view of the lake. Kitchen is newly remodeled with a farmhouse sink, soft close cabinets & a large Island with electrical outlets. Flooring has been upgraded throughout. This home boasts an abundance of space with its Living Room, Separate Dinning area and Family room. The Master Bedroom has his/hers closets and plenty of space for a king size bed. Master bathroom has been remodeled with updated features such as double sinks and a private toilet room. Let's not forget the screened porch and unique patio for enjoying the peaceful captive lake views.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,571
Sqft
0.12 ac
Lot size
1986
Year built
1
Levels
$109
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,560 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,560/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1520 SW 35th Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1520 SW 35th Circle — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
1520 SW 35th Circle FAQs
What would the monthly payment be for 1520 SW 35th Circle, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,560/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1520 SW 35th Circle, Okeechobee FL 34974?+
The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1520 SW 35th Circle, Okeechobee FL 34974?+
The most recent tax bill on record (2025) was $2,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1520 SW 35th Circle, Okeechobee FL 34974?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $172,000, this home is listed about 39% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the OKEECHOBEE 34974 market on paper
$172,000 is 18% below the OKEECHOBEE 34974 median of $210,000, and at $109/sqft it sits under the Okeechobee average of $235.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
50 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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