, VERO BEACH, FL, 32962
Active20 days on marketListed Jun 29, 2026MLS #B26046469
About this home
55 Plus Vista Royal, Very Active Golfing Community in the Winter Season. Move in today- "Turn-key completely furnished" POPULAR ''B'' PLAN * END UNIT * 2 BEDROOM / 2 BATH *** Enjoy all year round or perfect winter retreat. Nothing to do meticulously maintained tastefully furnished & decorated. FOR HOA: easy on monthly budget, all utilities included, except Electric. Improvements: AC 2015, Water Heater 2016, impact windows on the lanai. Community offers an abundant amenity for retirees' enjoyment. Convenient Location to clubhouse & pool. Short distance to shopping & the Amazing Beaches.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,000
Sqft
0 ac
Lot size
1979
Year built
1
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,745 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,745/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs VISTA ROYALE PHASE IV BLDG
$124 vs $131
Days on market
20 vs 30 typical
Where $124/sqft sits among the 14 homes for sale in VISTA ROYALE PHASE IV BLDG
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vista Royale
Get to know Vero Beach. See the full Vero Beach guide →
Vista Royale — neighborhood snapshot
Population
1,569
Median age
74
Median income
$33,681
Median home value
$115,100
Avg household
1
Households w/ children
20%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
2 of 14
VISTA ROYALE PHASE IV BLDG have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$89,000
89 Crooked Tree Lane # 106, Vero Beach FL 32962 · same community
2 bd · 2 ba · 1,000 sqft · $89/sqft · 140 DOM
Sold · Mar ’26$115,000
41 Woodland Drive # 102, Vero Beach FL 32962 · same community
2 bd · 2 ba · 1,000 sqft · $115/sqft · 46 DOM
Sold · Nov ’25$137,000
48 Woodland Drive # 207, Vero Beach FL 32962 · same community
2 bd · 2 ba · 1,000 sqft · $137/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,745/mo — principal and interest, the actual property-tax bill, the $627/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $627 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $2,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $123,900, this home is listed about 63% below the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Oslo Middle School (middle), Vero Beach Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VERO BEACH 32962 market on paper
$123,900 is 28% below the VERO BEACH 32962 median of $173,250, and at $124/sqft it sits under the Vero Beach average of $313.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $627/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Vero Beach homes, in your inbox
Like but not quite? A daily digest of every new listing in Vero Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jessica to ping you on any price or status change →