538 W CASHEW, PUNTA GORDA, FL, 33955
Active40 days on marketListed Jun 26, 2026MLS #C7527623
About this home
538 W CASHEW
This charming 3-bedroom, 2-bath ranch-style retreat at 538 W Cashew sits on a quiet, friendly street in one of Punta Gorda's most welcoming neighborhoods — where neighbors wave from their driveways and the pace of life feels just right. Step inside and you'll immediately feel the warmth of this thoughtfully updated home. The open floor plan flows effortlessly from the bright eat-in kitchen— to a spacious living area designed for relaxed mornings and comfortable evenings. Beautiful tile runs through the common areas, making upkeep a breeze. Retreat to your private master suite, complete with generous walk-in closet and an en-suite bath with dual vanities and a walk-in shower. Two additional guest bedrooms mean there's always room for family and friends to visit. Outside, your own slice of paradise awaits — a large covered lanai wrapping around a sparkling solar-heated pool, perfect for year-round swimming and those golden Southwest Florida sunsets. Whether you're taking a dip, sipping morning coffee poolside, or hosting a small gathering, this outdoor space was made for savoring the good life. Minutes from the vibrant Downtown Punta Gorda, you'll love being close to waterfront dining, boutique shopping, the farmer's market, and scenic Laishley Park. Golf courses, medical facilities, and parks are all just a short drive away — everything you need, right at your fingertips. One-story living. No stairs. Low maintenance. Great neighborhood
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,846
Sqft
0.22 ac
Lot size
2
Garage
1992
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,498 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,498/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs PUNTA GORDA ISLES SEC 18
$249 vs $237
Days on market
40 vs 60 typical
Where $249/sqft sits among the 8 homes for sale in PUNTA GORDA ISLES SEC 18
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $340K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
5 of 8
PUNTA GORDA ISLES SEC 18 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1020% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 538 W CASHEW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$370,000
7338 N FICUS TREE · same community
3 bd · 2 ba · 1,846 sqft · $200/sqft · 200 DOM
Sold · Aug ’25$370,000
218 SOURSOP · same community
3 bd · 2 ba · 1,846 sqft · $200/sqft · 146 DOM
Sold · Jul ’26$422,000
222 SOURSOP · same community
4 bd · 2 ba · 1,838 sqft · $230/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 538 W CASHEW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 538 W CASHEW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
538 W CASHEW FAQs
What would the monthly payment be for 538 W CASHEW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,498/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 538 W CASHEW?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 538 W CASHEW?+
The most recent tax bill on record (2025) was $4,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 538 W CASHEW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $459,000, this home is listed about 35% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 538 W CASHEW?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JOHN R WOOD PROPERTIES · Genevieve Ramachandran. MLS #C7527623.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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