1 TOPSIDE ROAD, PLACIDA, FL, 33946
Active84 days on marketListed Apr 26, 2026MLS #D6147171
About this home
1 TOPSIDE ROAD
Build your Florida dream home on this exceptional cul-de-sac lot in Rotonda Sands, offering approximately 9,405 sq ft with public water and sewer available. With new construction booming in the area, now is the perfect time to secure your piece of paradise before demand continues to rise. Enjoy the best of Southwest Florida living with golf courses just a short golf cart ride away, along with nearby shopping, dining, banking, and everyday conveniences. This ideally located homesite places you within easy reach of some of the area’s most sought-after destinations, including Boca Grande and Englewood beaches just 10–20 minutes away. Adding to the lifestyle appeal, the neighborhood runs alongside the Pioneer Trail, a scenic walking and biking path perfect for enjoying Florida’s sunshine and natural surroundings right outside your community. For sports enthusiasts, the Port Charlotte Sports Complex—spring training home of the Tampa Bay Rays—is nearby, while convenient access to Interstate 75 makes travel north and south throughout Florida a breeze. According to the Charlotte County Property Appraiser (05/20/24), this property is not located in a Scrub Jay mitigation area (buyer to verify during due diligence). Whether you're planning to build now, invest for the future, or purchase through a self-directed IRA or 401(k), this property offers flexibility and strong potential. Don’t miss this opportunity to own a well-located homesite in a growing, desirable community!
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$565 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$565/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Rotonda Sands
Get to know Placida. See the full Placida guide →
Rotonda Sands — neighborhood snapshot
Population
212
Median age
64
Median income
$79,331
Median home value
$465,200
Avg household
2
Households w/ children
6%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 TOPSIDE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$304,900
14 CURRENT LANE · same community
3 bd · 2 ba · 1,663 sqft · $183/sqft · 216 DOM
Sold · Jun ’26$314,900
6 COCKPIT LANE · same community
3 bd · 2 ba · 1,663 sqft · $189/sqft · 59 DOM
Sold · May ’26$314,900
22 PENNANT COURT · same community
3 bd · 2 ba · 1,663 sqft · $189/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1 TOPSIDE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 TOPSIDE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
1 TOPSIDE ROAD FAQs
What would the monthly payment be for 1 TOPSIDE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $565/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 TOPSIDE ROAD?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1 TOPSIDE ROAD?+
The most recent tax bill on record (2025) was $448. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 TOPSIDE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $55,000, this home is listed about 92% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1 TOPSIDE ROAD?+
L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Erin Morey. MLS #D6147171.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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