Jessica Torres
$230,000$285,0002 bd2 ba1,184 sqft$194 /sqft$1,700 /mo all-in ↓

2850 OCEAN SHORE BOULEVARD UNIT 15C, ORMOND BEACH, FL, 32176

Active752 days on marketListed Jun 28, 2024MLS #FC301910

Priced 36% below the ORMOND BEACH 32176 medianReduced $55KCondominiumMARINERS BAY CONDO

About this home

2850 OCEAN SHORE BOULEVARD UNIT 15C

Discover the ultimate coastal living experience with this charming condo! Nestled across from the ocean, this home boasts breathtaking ocean and sunset views, enjoyed from two spacious balconies on the second floor. Enjoy the convenience of an attached garage and living in proximity to the swimming pool, offering a resort-like atmosphere every day. This condo truly provides the best of both worlds. Live like you're on vacation with every amenity at your fingertips. Relax and unwind on the private dock, exclusively available for owners. Don't miss the chance to enjoy the lifestyle you deserve in this inviting beachside home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,184

Sqft

2.33 ac

Lot size

1

Garage

1980

Year built

Two

Levels

$194

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · L Dining · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Skylight(s) · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock · Concrete · Stucco
FoundationConcrete Perimeter · Other
FacesEast
ParkingGround Level · Guest
ExteriorBalcony · Dog Run · Hurricane Shutters · Irrigation System · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2023)$1,013/yr
PetsNumber Limit, Size Limit, Yes
CommunityPool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Other
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,700 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property tax — 2023 actual bill$84
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,050
Interest rate6.00%
Loan term

Estimated payment

$1,700/mo

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$84
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$208KedgeAI estimate $230,418 · range $217K$265K$276K

vs edgeAI estimate

−0.2%

$/sqft vs Ormond Beach actives

$194 vs $236

Days on market

752 vs 41 typical

Where $194/sqft sits among the 400 Ormond Beach actives

183 · this home
116
40
24
7
30
$158–229$229–300$300–371$371–441$441–512$512+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mariners Bay

Map of 2850 OCEAN SHORE BOULEVARD UNIT 15C inside its neighborhood boundary

Get to know Ormond Beach. See the full Ormond Beach guide →

Mariners Bay — neighborhood snapshot

Population

149

Median age

63

Median income

$91,625

Median home value

$356,800

Avg household

2

Households w/ children

13%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

198 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $230,000 $55K
Jun 28, 2024Listed at $285,000 · 752 days on market since
1980Built · MARINERS BAY CONDO

Reality check

What actually sold near 2850 OCEAN SHORE BOULEVARD UNIT 15C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2750 OCEAN SHORE BOULEVARD UNIT 41Sold · Apr ’26

$217,500

2750 OCEAN SHORE BOULEVARD UNIT 41

2 bd · 2 ba · 1,184 sqft · $184/sqft · 5 DOM

24 BERKLEY ROADSold · Feb ’26

$362,500

24 BERKLEY ROAD

2 bd · 2.5 ba · 1,194 sqft · $304/sqft · 64 DOM

35 SAN JOSE DRIVESold · May ’26

$405,000

35 SAN JOSE DRIVE

2 bd · 2 ba · 1,208 sqft · $335/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2850 OCEAN SHORE BOULEVARD UNIT 15C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2850 OCEAN SHORE BOULEVARD UNIT 15C — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

2850 OCEAN SHORE BOULEVARD UNIT 15C FAQs

What would the monthly payment be for 2850 OCEAN SHORE BOULEVARD UNIT 15C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,700/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2850 OCEAN SHORE BOULEVARD UNIT 15C?+

The most recent tax bill on record (2023) was $1,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2850 OCEAN SHORE BOULEVARD UNIT 15C?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $230,000, this home is listed about 46% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 2850 OCEAN SHORE BOULEVARD UNIT 15C?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORMOND BEACH 32176 market on paper

$230,000 is 36% below the ORMOND BEACH 32176 median of $360,000, and at $194/sqft it sits under the Ormond Beach average of $272.

02Time on market is leverage

752 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $285,000, now $230,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Alicia Delgado. MLS #FC301910.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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