60 SURFVIEW DRIVE UNIT 502, PALM COAST, FL, 32137
Active441 days on marketListed May 12, 2025MLS #FC309645
About this home
60 SURFVIEW DRIVE UNIT 502
Ocean front living at it's finest in this beautiful fully furnished three bedroom (2 plus a den that currently functions as a 3rd bedroom)/ 2 bath 5th floor condo. Imagine entering the front door to awe inspiring ocean views from your kitchen, dining room, living room, master bedroom and private balcony! Surf Club III recently passed the Structural Integrity Reserve Study with NO assessments and the Association has reserves and assets of nearly $1,000.000.00. Experience stunning sun rises over the Atlantic ocean from your bedroom or balcony in the morning and incredible evening sunsets from your front entry area. Newer AC and Water Heater plus all stainless steel appliances and a new Bosch dishwasher are all included. This condo has a COMPLETE set of electronically controlled hurricane shutters on BOTH the east and west side of the unit. Newer "porcelain tile faux wood" is basically throughout the entire unit. This lovely condo also has crown molding throughout and granite kitchen countertops. Surf Club is one of the VERY few properties that offers their owners both Ocean AND Intracoastal access as well as virtually every amenity imaginable. Gated security, two libraries, 3 resort style heated swimming pools, hot tub, fire pit, dancing waters/splash pad, a covered Pavilion for entertaining with a large screen TV, 4 gas grills, 3 clubhouses, a state of the art fitness center right in your building, lighted tennis and pickleball courts, volleyball, shuffleboard, bocce ball, basketball and a great Intracoastal fishing dock-pier where you can launch your own kayak plus miles of walking, biking and hiking trails. You also have access to 3 private boardwalks that give you immediate access to the ocean and the beach. Two underground parking spaces are also included. The Surf Club/Palm Coast location provides easy access to Daytona Beach, St. Augustine, Flagler Beach, Jacksonville and Orlando. Do NOT MISS OUT on this opportunity to LIVE EVERY DAY OF YOUR LIFE LIKE YOU ARE ON VACATION FOREVER!!! You are not just purchasing a new condominium...you are purchasing AN ENTIRELY NEW LIFESTYLE!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,455
Sqft
0.57 ac
Lot size
2
Garage
2004
Year built
One
Levels
$409
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,793 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,793/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$409 vs $218
Days on market
441 vs 47 typical
Where $409/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
179 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 60 SURFVIEW DRIVE UNIT 502
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$465,000
60 SURFVIEW DRIVE UNIT 123
3 bd · 2.5 ba · 1,455 sqft · $320/sqft · 12 DOM
Sold · Jun ’26$530,000
60 SURFVIEW DRIVE UNIT 323
3 bd · 2 ba · 1,455 sqft · $364/sqft · 6 DOM
Sold · Mar ’26$490,000
60 SURFVIEW DRIVE UNIT 814
2 bd · 2 ba · 1,455 sqft · $337/sqft · 179 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 60 SURFVIEW DRIVE UNIT 502 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 60 SURFVIEW DRIVE UNIT 502 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
60 SURFVIEW DRIVE UNIT 502 FAQs
What would the monthly payment be for 60 SURFVIEW DRIVE UNIT 502?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,793/mo — principal and interest, the actual property-tax bill, the $715/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 60 SURFVIEW DRIVE UNIT 502?+
The association fee works out to $715 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 60 SURFVIEW DRIVE UNIT 502?+
The most recent tax bill on record (2024) was $5,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 60 SURFVIEW DRIVE UNIT 502?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $594,900, this home is listed about 51% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 60 SURFVIEW DRIVE UNIT 502?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$594,900 runs 57% above the PALM COAST 32137 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $715/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
441 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · David Heilman. MLS #FC309645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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