Jessica Torres
$859,0003 bd2.5 ba1,750 sqft$491 /sqft$6,125 /mo all-in ↓

7 SEBASTIAN AVENUE UNIT D, ST AUGUSTINE, FL, 32084

Active281 days on marketListed Oct 15, 2025MLS #FC313429

New constructionPrivate poolTownhouseRS GARNETT SUB

About this home

7 SEBASTIAN AVENUE UNIT D

Under Construction. With a location in the heart of Historic Downtown St. Augustine and only minutes to Vilano Beach, the Homes of 7 Sebastian Avenue effortlessly blend sophisticated design and luxury living. Developed by Ocean Life Homes, this exclusive four unit townhouse development is designed to comfortably accommodate those looking for low maintenance and a permanent residence, second home, or profitable investment opportunity. Each unit will boast a spacious two story, three bedroom, two and a half bath floor plan with a one car garage, and private 7x12 in ground pool. Interior finishings have been artfully curated to ensure only the highest quality products are utilized throughout each home. Outside, xeriscaping will be implemented to achieve minimal water usage with little to no irrigation required and pool maintenance will be included in the HOA fee. This is a rare opportunity to own a new construction luxury townhome, surrounded by shopping, dining, and walking distance to historic attractions in the epicenter of the Nation’s Oldest City. For further details and specifications, contact the us today.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,750

Sqft

0.07 ac

Lot size

1

Garage

2026

Year built

Two

Levels

$491

Per sqft

Private poolCity viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
ViewCity
FacesNorth
ParkingDriveway · Off Street
ExteriorOther

Community & fees

HOA fee$370/mo
Taxes (2024)$7,653/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,125 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,635
PMI (est., until 20% equity)$322
Property tax — 2024 actual bill$638
HOA fee — from the listing$370
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,900
Interest rate6.00%
Loan term

Estimated payment

$6,125/mo

Principal & interest$4,635
PMI (est., until 20% equity)$322
Property taxes (actual bill)$638
HOA / condo fee$370
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Augustine actives

$491 vs $244

Days on market

281 vs 39 typical

Where $491/sqft sits among the 179 St Augustine actives

86
41
16
13
5 · this home
18
$175–239$239–304$304–368$368–432$432–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Historic District

Map of 7 SEBASTIAN AVENUE UNIT D inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Historic District — neighborhood snapshot

Population

2,533

Median age

39

Median income

$44,681

Median home value

$532,087

Avg household

2

Households w/ children

127

For the school run

St. Johns County School District

Mky- Head Start /Dpp Pk School
ElementaryKetterlinus Elementary School★★★★
MiddleSebastian Middle School★★★★
HighSt. Augustine High School★★★★
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

75 of 179

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 154% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →

Paper trail

This home's history

Oct 15, 2025Listed at $859,000 · 281 days on market since
2026Built · RS GARNETT SUB

Reality check

What actually sold near 7 SEBASTIAN AVENUE UNIT D

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

27 OAK STREETSold · Jul ’26

$560,000

27 OAK STREET

3 bd · 2.5 ba · 1,784 sqft · $314/sqft · 0 DOM

210 FLAGLER BOULEVARD SSold · Jun ’26

$599,900

210 FLAGLER BOULEVARD S

4 bd · 2 ba · 1,787 sqft · $336/sqft · 7 DOM

1551 MASTERS DRIVESold · Jun ’26

$520,000

1551 MASTERS DRIVE

3 bd · 2 ba · 1,856 sqft · $280/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7 SEBASTIAN AVENUE UNIT D — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7 SEBASTIAN AVENUE UNIT D — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

7 SEBASTIAN AVENUE UNIT D FAQs

What would the monthly payment be for 7 SEBASTIAN AVENUE UNIT D?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,125/mo — principal and interest, the actual property-tax bill, the $370/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7 SEBASTIAN AVENUE UNIT D?+

The association fee works out to $370 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7 SEBASTIAN AVENUE UNIT D?+

The most recent tax bill on record (2024) was $7,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7 SEBASTIAN AVENUE UNIT D?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $859,000, this home is listed about 95% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7 SEBASTIAN AVENUE UNIT D?+

Mky- Head Start /Dpp Pk School (), Ketterlinus Elementary School (elementary), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$859,000 runs 154% above the ST AUGUSTINE 32084 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

281 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mky- Head Start /Dpp Pk School, Ketterlinus Elementary School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — Ketterlinus Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Nicholas Linser. MLS #FC313429.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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