176 FALCON RIDGE, ST AUGUSTINE, FL, 32084
Active180 days on marketListed Jan 21, 2026MLS #FC315378
About this home
176 FALCON RIDGE
Welcome to this well-maintained home in a desirable St. Augustine location, offering comfort, functionality, and thoughtful updates throughout. The interior features updated tile flooring, providing a clean, modern look that is both stylish and easy to maintain. The open and inviting layout is ideal for everyday living and entertaining. Step outside to enjoy the backyard retreat, complete with an above-ground pool that conveys with the property—Fully Fenced! Perfect for relaxing or hosting gatherings. The home is located in a community with a low HOA, adding to its overall appeal. Conveniently situated near shopping, dining, schools, and major roadways, with easy access to historic downtown St. Augustine and area beaches. This home presents a wonderful opportunity to enjoy Florida living with practical upgrades already in place.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,856
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,895 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,895/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$197 vs $241
Days on market
180 vs 39 typical
Where $197/sqft sits among the 181 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
75 of 181
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 176 FALCON RIDGE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$395,000
825 MORGANS TREASURE ROAD
3 bd · 2 ba · 1,458 sqft · $271/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 176 FALCON RIDGE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 176 FALCON RIDGE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
176 FALCON RIDGE FAQs
What would the monthly payment be for 176 FALCON RIDGE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,895/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 176 FALCON RIDGE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 176 FALCON RIDGE?+
The most recent tax bill on record (2025) was $4,729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 176 FALCON RIDGE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $365,000, this home is listed about 17% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 176 FALCON RIDGE?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Time on market is leverage
180 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $390,000, now $365,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EAZ REALTY LLC · Mindy Melendez. MLS #FC315378.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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