705 AUGUSTA CIRCLE UNIT 705, ST AUGUSTINE, FL, 32086
Active144 days on marketListed Feb 25, 2026MLS #FC316225
About this home
705 AUGUSTA CIRCLE UNIT 705
Updated and move-in ready, this beautifully refreshed second-floor condo offers stunning lake and golf course views in a prime St. Augustine Shores location. Soaring cathedral ceilings and a spacious split floor plan create an open, airy layout ideal for everyday living. Recent upgrades include new bathroom vanities and fixtures, brand-new kitchen appliances, granite countertops, fresh neutral interior paint, and no carpet, with tile and LVP flooring throughout. The enclosed lanai provides flexible living space, perfect for enjoying the scenery year-round with windows and air conditioning. A private exterior storage closet just outside the unit is ideal for beach gear, pool items, or golf clubs. Located in The Greens at St. Augustine Shores, residents enjoy access to a pool, hot tub, tennis courts, fishing dock, playgrounds, walking trails, and parks. The community is known for its peaceful setting, scenic landscapes, and miles of paved walking and biking paths. Conveniently situated just 15 minutes from Historic Downtown St. Augustine, 10 minutes to I-95, the beach, and medical facilities, and 5 minutes to schools, grocery stores, and restaurants. Golf course access is just steps away. Monthly condo dues include water, sewer, trash, basic cable, exterior maintenance, pest control, and the master insurance policy. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,428
Sqft
0 ac
Lot size
1996
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,449 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs St Augustine actives
$175 vs $244
Days on market
144 vs 39 typical
Where $175/sqft sits among the 183 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Augustine Shores Estates
Get to know St Augustine. See the full St Augustine guide →
St. Augustine Shores Estates — neighborhood snapshot
Population
7,891
Median age
53
Median income
$70,440
Median home value
$283,967
Avg household
2
Households w/ children
795
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
75 of 183
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 705 AUGUSTA CIRCLE UNIT 705
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$115,000
3701 CASTLE PINES LANE UNIT 3927 · same community
2 bd · 2 ba · 1,062 sqft · $108/sqft · 225 DOM
Sold · May ’26$340,000
398 GRACIELA CIRCLE
3 bd · 2 ba · 1,447 sqft · $235/sqft · 72 DOM
Sold · Nov ’25$240,000
165 BAYBERRY CIRCLE UNIT 1106
2 bd · 2 ba · 1,407 sqft · $171/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 705 AUGUSTA CIRCLE UNIT 705 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 705 AUGUSTA CIRCLE UNIT 705 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
705 AUGUSTA CIRCLE UNIT 705 FAQs
What would the monthly payment be for 705 AUGUSTA CIRCLE UNIT 705?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,449/mo — principal and interest, the actual property-tax bill, the $462/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 705 AUGUSTA CIRCLE UNIT 705?+
The association fee works out to $462 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 705 AUGUSTA CIRCLE UNIT 705?+
The most recent tax bill on record (2025) was $2,948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 705 AUGUSTA CIRCLE UNIT 705?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $249,900, this home is listed about 43% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 705 AUGUSTA CIRCLE UNIT 705?+
W. Douglas Hartley Elementary (elementary), Gamble Rogers Middle School (middle), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST AUGUSTINE 32086 market on paper
$249,900 is 12% below the ST AUGUSTINE 32086 median of $284,000, and at $175/sqft it sits under the St Augustine average of $309.
02Time on market is leverage
144 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
W. Douglas Hartley Elementary, Gamble Rogers Middle School, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $255,000, now $249,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DJ & LINDSEY REAL ESTATE · Alexia Cipollone. MLS #FC316225.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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