102 E PENDLETON AVENUE, EUSTIS, FL, 32726
Active304 days on marketListed Sep 19, 2025MLS #G5102305
About this home
102 E PENDLETON AVENUE
Charming 1966 California-Style 2/1 Cottage in the highly desirable Northshore neighborhood. NEW ROOF!! May 2026. Nestled beneath majestic oak trees in the heart of the Northshore neighborhood, this cozy cottage features two spacious bedrooms with large closets, central air and gas fired heat. This 1,000 sq ft California-style cottage offers timeless character and everyday comfort. Built in 1966 with sturdy all-block construction, with architectural detail, the home welcomes you with classic terrazzo floors throughout and an airy vaulted ceiling that fills the living space with light. A cozy screened porch invites quiet mornings with coffee or evening breezes, while the newly fenced backyard creates a private retreat shaded by nature. The property also features covered parking for two vehicles and a detached storage room with washer and dryer, blending convenience with charm. From your doorstep, enjoy a truly walkable lifestyle — stroll to downtown Eustis with its various shops, restaurants, and breweries. Ferran Park is also nearby with its Lake Walk, various music concerts, arts, and craft shows throughout the year. The public library and post office are just a short stroll. Everything you need is close at hand, yet the home feels like its own peaceful sanctuary. This is more than a house — it’s a storybook cottage waiting to be your home. Incredibly priced with flexibility to cover your closing costs or lower your monthly payment, with a generous seller credit to buy down your interest rate! - ask for details!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,000
Sqft
0.16 ac
Lot size
1966
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,747 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,747/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Eustis actives
$220 vs $205
Days on market
304 vs 36 typical
Where $220/sqft sits among the 201 Eustis actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Eustis
Get to know Eustis. See the full Eustis guide →
Downtown Eustis — neighborhood snapshot
Population
4,304
Median age
32
Median income
$52,272
Median home value
$171,966
Avg household
3
Households w/ children
618
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$336K → $355K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
99 of 201
Eustis actives have cut their price
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the EUSTIS 32726 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 E PENDLETON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$175,000
130 E PENDLETON AVENUE · same community
2 bd · 2 ba · 1,080 sqft · $162/sqft · 40 DOM
Sold · Feb ’26$175,000
19 W PENDLETON AVENUE · same community
5 bd · 4 ba · 2,592 sqft · $68/sqft · 3 DOM
Sold · Jul ’25$210,000
1501 HIGHLAND AVENUE
2 bd · 1.5 ba · 1,007 sqft · $209/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 102 E PENDLETON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 E PENDLETON AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
102 E PENDLETON AVENUE FAQs
What would the monthly payment be for 102 E PENDLETON AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,747/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 E PENDLETON AVENUE?+
The most recent tax bill on record (2024) was $2,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Eustis?+
At $220,000, this home is listed about 42% below the Eustis median of $382,500. The market section on this page shows how the area is trending.
Which schools are assigned to 102 E PENDLETON AVENUE?+
Eustis High School (high), Eustis Elementary School (elementary), Eustis Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the EUSTIS 32726 market on paper
$220,000 is 26% below the EUSTIS 32726 median of $297,250, and at $220/sqft it sits under the Eustis average of $236.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
304 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $224,900, now $220,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIST NOW REALTY, LLC · Matt Buttner. MLS #G5102305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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