11900 SE 178TH STREET, SUMMERFIELD, FL, 34491
Active153 days on marketListed Mar 9, 2026MLS #G5108970
About this home
11900 SE 178TH STREET
PRICE IMPROVED $29,000 | GOLF FRONT | FLORIDA ROOM UNDER HEAT & AIR | ROOF 2020 | HVAC 2023 | GATED 55+ GOLF COMMUNITY Just repriced $29,000 below original — now $360,000. For a custom Kingsley sitting directly on the golf course, this is the kind of opportunity that does not stay available in Stonecrest. Welcome to Stonecrest, the fully gated 55+ golf course community in Summerfield, FL — championship golf, four pools including one indoor, pickleball, softball, the Broad Stripes Golf & Social Club, and over 80 clubs behind private gates. And when you want the town squares, you're just a bridge away by golf cart to The Villages. The big-ticket items are already handled: ROOF 2020. HVAC 2023. Buy this home and spend your money living, not replacing. Curb appeal sets the tone: meticulously maintained low-maintenance professional landscaping, a screened front porch, and an elegant entry door with sidelight accent, leading to a side-facing 2-car garage with opener and additional storage. Step into the foyer and soaring 10-foot ceilings open up an easy, flowing floor plan with no carpet and plantation shutters throughout. The dining and living combination creates a genuinely huge gathering area — the dining side anchored by an upgraded chandelier, the living side framed by that exceptional golf course view. The kitchen is built for real cooking and real company: quartz countertops, subway tile backsplash, 42" solid wood cabinetry, stainless appliances, pantry closet, breakfast bar, and a bright eat-in area. Retreat to the primary suite with glowing laminate flooring, a large walk-in closet, and a fully remodeled en-suite featuring a double-sink granite vanity, linen closet, soaking tub, and tiled Roman walk-in shower. The second bedroom offers a nice built-in closet and laminate flooring, while the bonus room — plantation shutters, laminate flooring — works beautifully as a reading room, office, or hobby space. The remodeled guest bath features a new tiled walk-in shower with wheelchair access — a thoughtful, expensive upgrade that buys you decades of comfort in this home. But the showstopper is the Florida room. A 15' x 12' space under heat and air with laminate flooring and a golf front view that runs the length of the glass. Morning coffee, evening dinners, sunsets over the fairway — year-round, in every season, in complete comfort. HOA is $288/month and covers mowing, trimming, outside pest control, and lawn fertilization. Private roads, gated entry, and a level of security and privacy you simply don't get in an open community. Golf front views. Luxury finishes. Major systems done. And now $29,000 less. A WONDERFUL LIFESTYLE AWAITS YOU IN STONECREST — schedule your private showing today
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,613
Sqft
0.14 ac
Lot size
2
Garage
2002
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,980 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,980/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.4%
$/sqft vs STONECREST
$223 vs $199
Days on market
153 vs 50 typical
Where $223/sqft sits among the 37 homes for sale in STONECREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stonecrest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
Stonecrest — neighborhood snapshot
Population
3,009
Median age
73
Median income
$67,343
Median home value
$315,365
Avg household
2
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
20 of 37
STONECREST have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 11900 SE 178TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$329,000
17974 SE 123RD TERRACE · same community
3 bd · 2 ba · 1,617 sqft · $203/sqft · 77 DOM
Sold · Apr ’26$321,000
17930 SE 115TH CIRCLE · same community
3 bd · 2 ba · 1,586 sqft · $202/sqft · 33 DOM
Sold · Feb ’26$385,000
17834 SE 120TH COURT · same community
3 bd · 2 ba · 1,577 sqft · $244/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11900 SE 178TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11900 SE 178TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
11900 SE 178TH STREET FAQs
What would the monthly payment be for 11900 SE 178TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,980/mo — principal and interest, the actual property-tax bill, the $288/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11900 SE 178TH STREET?+
The association fee works out to $288 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11900 SE 178TH STREET?+
The most recent tax bill on record (2025) was $3,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11900 SE 178TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $360,000, this home is listed about 24% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11900 SE 178TH STREET?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$360,000 runs 31% above the SUMMERFIELD 34491 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
153 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $389,000, now $360,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Cindy Steinemann. MLS #G5108970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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