4942 NE 123RD LANE, OXFORD, FL, 34484
Active116 days on marketListed Apr 14, 2026MLS #G5111000
About this home
4942 NE 123RD LANE
Virtually Staged. NEW PRICE FOR THIS GORGEOUS POOL HOME!! WELCOME TO YOUR DREAM POOL/SPA HOME LOCATED AT END OF CUL-DE-SAC. This beautifully updated 5 bedroom, 2 full baths and 2 half bath residence offers you the perfect blend of modern style and family friendly comfort. NEW ROOF 2025, FRESHLY PAINTED 2026, VINYL PLANK FLOORING 2020, UDATED KITCHEN 2020, GUEST BATHROOM UPSTAIRS UPDATED WITH QUARTZ, DUAL SINKS, SHIPLAP SIDING ACCENT WALL. Step inside to an inviting open floorplan with gorgeous dining room with stone accent archway. ALL FLOORING DOWNSTAIRS IS GORGEOUS VINYL PLANK (NO CARPET) ** KITCHEN – The heart of the home is the fully UPDATED kitchen with the 8’ island with granite and room for 4 bar stools, under cabinet lighting, convection oven, soft close cabinetry with molding, double door pantry and dinette area overlooking pool. LARGE living room area 17 x 18. Pool bath. LARGE LAUNDRY ROOM with utility tub and cabinetry off of garage. EXTRA bedroom downstairs that would be great for office or kids playroom and has walk-in closet. ** UPSTAIRS you will find 4 bedrooms and 2 full baths. PRIMARY BEDROOM is 18 x 15 with an en-suite bathroom, with jetted tub, large walk-in shower, water closet, dual sinks, 2 walk-in closets, granite countertops. 3 GUEST BEDROOMS are nice sizes and have ceiling fans and built-in closets. FENCED IN BACKYARD. ENCLOSED INGROUND POOL AND SPA. Double insulated windows. A quick walk to the gorgeous community building with pool/spa, fitness and outdoor activities. GREAT CONVENIENT LOCATION CLOSE TO SHOPPING, RESTAURANTS AND MEDICAL AND WORSHIP FACILITIES. COME VIEW TODAY AND START SWIMMING IN YOUR POOL THIS SUMMER!!!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,402
Sqft
0.16 ac
Lot size
2
Garage
2011
Year built
Two
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,099 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,099/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs VILLAGES OF PARKWOOD
$164 vs $160
Days on market
116 vs 54 typical
Where $164/sqft sits among the 10 homes for sale in VILLAGES OF PARKWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $345K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
6 of 10
VILLAGES OF PARKWOOD have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 4942 NE 123RD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$289,900
12312 NE 48TH LOOP · same community
4 bd · 3.5 ba · 1,912 sqft · $152/sqft · 372 DOM
Sold · Dec ’25$215,000
12398 NE 50TH VIEW · same community
3 bd · 2 ba · 1,342 sqft · $160/sqft · 0 DOM
Sold · Jul ’26$265,000
5115 NE 122ND BOULEVARD · same community
3 bd · 2 ba · 1,342 sqft · $197/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4942 NE 123RD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4942 NE 123RD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
4942 NE 123RD LANE FAQs
What would the monthly payment be for 4942 NE 123RD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,099/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4942 NE 123RD LANE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4942 NE 123RD LANE?+
The most recent tax bill on record (2025) was $4,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4942 NE 123RD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $395,000, this home is listed about 2% below the Oxford median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4942 NE 123RD LANE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OXFORD 34484 market on paper
$395,000 is 3% below the OXFORD 34484 median of $407,125, and at $164/sqft it sits under the Oxford average of $228.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
116 days on market against a Oxford median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $450,000, now $395,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Cynthia Wheeler. MLS #G5111000.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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