Jessica Torres
$440,0003 bd2 ba1,725 sqft$255 /sqft$3,221 /mo all-in ↓

10945 BIG TREE LANE, CLERMONT, FL, 34711

Active32 days on marketListed Jul 1, 2026MLS #G5113164

Priced 4% below the CLERMONT 34711 medianSingle Family ResidenceLAKE CRESCENT VIEW

About this home

10945 BIG TREE LANE

Virtually Staged. Welcome to this beautifully renovated Clermont home, where modern upgrades, major improvements, and a desirable location come together to create the ideal Florida lifestyle. The heart of the home is the fully remodeled kitchen, completed in 2026, featuring a redesigned layout, new soft-close cabinetry, quartz countertops, a designer backsplash, recessed lighting, stainless steel appliances, a large sink, and a brand-new dishwasher. The bright and inviting living room offers recessed lighting and large grid-style windows replaced in 2026. The dining room features oversized sliding glass doors that fill the space with natural light while overlooking the backyard and mature oak trees. The spacious primary suite includes a walk-in closet with a custom wood organizer and private sliding glass door access to the outdoor living area. Both bathrooms have been completely remodeled with modern vanities, glass shower enclosures, smart mirrors, and updated finishes. Additional improvements include laminate flooring installed throughout in 2025, new wood trim, and a versatile bonus room with dual sliding glass door access. All sliding glass doors throughout the home, excluding the front entry, were replaced in 2025. Outdoor living is a highlight of the property, featuring a large screened-in patio with real wood flooring overlooking a peaceful water feature, mature landscaping, and beautiful oak trees. A concrete driveway transitions into a decorative paver carport, enhancing the home's curb appeal while providing ample parking. Residents also enjoy community lake access with a beach, dock, and boat access, offering endless opportunities to enjoy Florida's outdoor lifestyle. For added peace of mind, in July 2026 the property's wastewater system will be connected to Lake County's Distributed Water Treatment System (DWTS), which is fully owned, maintained, monitored, and serviced by the county. This county-managed system functions similarly to a traditional septic system while eliminating the responsibility of maintaining a privately owned septic system. Major updates include a complete kitchen remodel (2026), living room windows replaced (2026), laminate flooring throughout (2025), fully remodeled bathrooms, new wood trim, water heater replaced (2026), HVAC replaced (2022), roof replaced (2011), and connection to the county-owned DWTS system (2026). Ideally located just minutes from Downtown Clermont, you'll enjoy easy access to restaurants, shopping, farmers markets, and community events. Conveniently situated near State Road 50, US-27, and the Florida Turnpike, the home offers an easy commute to Orlando, Walt Disney World, Orlando International Airport, and many of Central Florida's top attractions and employment centers. Combining extensive renovations, exceptional outdoor living, community lake access, and an outstanding location, this move-in-ready home is ready for its next owner. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,725

Sqft

0.41 ac

Lot size

1967

Year built

One

Levels

$255

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringLaminate · Porcelain Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingBoat · Driveway · Guest · Parking Pad
ExteriorGarden · Irrigation System · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,313/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,221 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$276
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,221/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$276
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$267KedgeAI estimate $328,835 · range $278K$385K$458K

vs edgeAI estimate

+33.8%

$/sqft vs Clermont actives

$255 vs $222

Days on market

32 vs 33 typical

Where $255/sqft sits among the 400 Clermont actives

119
139
74 · this home
31
12
25
$168–204$204–240$240–276$276–312$312–349$349+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 10945 BIG TREE LANE

Drive times from this address

Downtown Orlando39 min
Walt Disney World40 min
Universal Orlando42 min
Orlando Int’l Airport (MCO)53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

HighEast Ridge High School★★★★★
MiddleWindy Hill Middle School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

205 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $440,000 · 32 days on market since
1967Built · LAKE CRESCENT VIEW

Reality check

What actually sold near 10945 BIG TREE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11610 GRAND HILLS BOULEVARDSold · Apr ’26

$450,000

11610 GRAND HILLS BOULEVARD

3 bd · 2 ba · 1,706 sqft · $264/sqft · 32 DOM

11648 GRAND BAY BOULEVARDSold · Aug ’25

$410,000

11648 GRAND BAY BOULEVARD

3 bd · 2 ba · 1,706 sqft · $240/sqft · 31 DOM

2226 NW CROWN ROCK DRIVESSold · Aug ’25

$379,490

2226 NW CROWN ROCK DRIVES

3 bd · 2 ba · 1,706 sqft · $222/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10945 BIG TREE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10945 BIG TREE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

10945 BIG TREE LANE FAQs

What would the monthly payment be for 10945 BIG TREE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,221/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10945 BIG TREE LANE?+

The most recent tax bill on record (2025) was $3,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10945 BIG TREE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $440,000, this home is listed about 6% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 10945 BIG TREE LANE?+

East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Daniela Patton. MLS #G5113164.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clermont homes, in your inbox

Like 10945 BIG TREE LANE but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Jessica to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 11:52 PM UTC. The listing information on this page last changed on August 2, 2026 at 11:52 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 11:52 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 11:52 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.