Jessica Torres
$500,0003 bd2 ba2,029 sqft$246 /sqft$3,569 /mo all-in ↓

1218 CAMERO DRIVE, LADY LAKE, FL, 32159

Active0 days on marketListed Aug 7, 2026MLS #G5115856

Single Family ResidenceTHE VILLAGES

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About this home

1218 CAMERO DRIVE

BOND PAID! Welcome to this BEAUTIFULLY UPDATED 3-bedroom, 2-bath LANTANA Designer featuring a SWIM SPA in the desirable Village of Santo Domingo. From the moment you arrive, you'll appreciate the attractive curb appeal highlighted by a PAVER DRIVEWAY AND WALKWAY and inviting screened front entry. Step inside to a bright foyer that opens to a spacious, open floor plan enhanced by Luxury Vinyl Plank flooring throughout the main living areas, with tile in the kitchen and baths. The UPDATED kitchen is both stylish and functional, featuring QUARTZ countertops, WHITE cabinetry with pull-out drawers, CROWN MOLDING, stainless steel appliances, a smooth-top electric range, a closet pantry, breakfast bar, and a casual dining area with sliding glass doors leading directly to the outdoor living space. The generous living room is accented with CROWN MOLDING and opens through sliding glass doors to a climate-controlled FLORIDA ROOM complete with a convenient DRY BAR, the perfect extension of your living and entertaining space. Just beyond, the screened birdcage surrounds the refreshing SWIM SPA, where mature privacy shrubs create a peaceful backyard retreat. The spacious primary suite offers a large walk-in closet and an UPDATED en-suite bath featuring QUARTZ countertops, a built-in vanity separate from the sink area, an UPDATED walk-in shower, and a private water closet. Guests will enjoy comfortable accommodations with a front guest bedroom featuring a charming bay window and large closet, while the second guest bedroom offers laminate flooring and generous storage. The guest bath has also been tastefully updated with QUARTZ countertops and a modern walk-in shower. Additional upgrades include PLANTATION SHUTTERS throughout, adding timeless elegance and privacy. The laundry room is exceptionally functional with abundant cabinetry, a utility sink, and a built-in desk, ideal for organization or a small workspace. The OVERSIZED GARAGE provides exceptional storage and offers the potential to create a golf cart garage (subject to county and ARC approval). If that isn't enough, the GOLF CART IS INCLUDED! Important updates include Roof (2019), Water Heater (2026), HVAC (2010), and water softener. Ideally located between Spanish Springs Town Square and Savannah Center, this home offers convenient access to shopping, dining, entertainment, and golf. Nearby, you'll find Hacienda Hills Championship Golf Course, El Santiago and El Diablo Executive Golf Courses, along with numerous recreation centers, regional pools, tennis, pickleball, bocce, and shuffleboard. BOND PAID, beautifully updated, an inviting swim spa, and an outstanding location, this exceptional home truly has it all!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,029

Sqft

0.2 ac

Lot size

2

Garage

2000

Year built

One

Levels

$246

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Dry Bar · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingGarage Door Opener · Golf Cart Parking · Oversized
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$2,929/yr
PetsYes
CommunityDeed Restrictions · Dog Park · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,569 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$244
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,569/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$244
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$440KedgeAI estimate $482,795 · range $459K$511K$532K

vs edgeAI estimate

+3.6%

Days on market

0 vs 54 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lady Lake

Map of 1218 CAMERO DRIVE

Drive times from this address

Downtown Orlando71 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$306K$320K

Lady Lake median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $500,000 · 0 days on market since
2000Built · THE VILLAGES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1218 CAMERO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1218 CAMERO DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1218 CAMERO DRIVE FAQs

What would the monthly payment be for 1218 CAMERO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,569/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1218 CAMERO DRIVE?+

The most recent tax bill on record (2025) was $2,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1218 CAMERO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $500,000, this home is listed about 47% above the Lady Lake median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1218 CAMERO DRIVE?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SALLY LOVE REAL ESTATE · Julie Nay Gordon. MLS #G5115856.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1218 CAMERO DRIVE, LADY LAKE, FL — 3 Bed, 2 Bath — $500,000 | CENTURY 21 Edge