2816 NAVY HILL CIRCLE, THE VILLAGES, FL, 32163
Active1 days on marketListed Aug 7, 2026MLS #G5115902
About this home
2816 NAVY HILL CIRCLE
Virtually Staged. Welcome to this beautifully maintained Bougainvillea Designer Home in the highly sought-after Village of Richmond, where timeless style, thoughtful design, and an unbeatable location come together beautifully. Offering 3 bedrooms and 2 bathrooms, this inviting home boasts exceptional curb appeal with lush landscaping, soothing exterior colors, and an elegant leaded-glass front door that creates a warm and welcoming first impression. Step inside to discover a light-filled interior featuring soft, contemporary colors and an open-concept floor plan enhanced by soaring vaulted ceilings that create a spacious, airy atmosphere. The heart of the home is the well-appointed kitchen, complete with light-colored contemporary cabinetry, high-definition laminate countertops, a large center island, a pantry closet, a gas range, a full suite of stainless steel appliances, and generous workspace for meal preparation and entertaining. The desirable split-bedroom floor plan provides exceptional privacy for both owners and guests. A pocket door allows the guest wing to be completely closed off, creating a private retreat for family and visitors. The spacious primary suite features two walk-in closets, dual vanities, and a large walk-in shower. The guest bathroom offers a convenient tub/shower combination, while the guest bedrooms feature plush carpeting for added comfort. Enjoy Florida living year-round on the inviting lanai, where the attractive epoxy-coated floor provides both beauty and durability. The garage also features a professionally finished epoxy-coated floor, giving the space a clean, polished appearance that's easy to maintain. For even more convenience and fun, a 2016 Yamaha gas 4-passenger golf cart is available separately, making it easy to explore all that The Villages has to offer. Located in the highly desirable Village of Richmond, this home is just minutes from Brownwood Paddock Square, State Road 44, championship golf courses, recreation centers, shopping, restaurants, medical facilities, and entertainment options. The house is a very short distance from the Clarendon Recreation center, the pool and pickleball court. Whether you're looking for a full-time residence or the perfect Florida retreat, this exceptional home offers the ideal combination of comfort, functionality, and location. Come experience The Villages lifestyle and see why this beautiful Bougainvillea Designer Home is one you won't want to miss!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,392
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,121 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,121/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.4%
Days on market
1 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32163 — neighborhood snapshot
Population
30,886
Median age
70.1
Median income
$94,565
Median home value
$472,600
Avg household
1.85
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $340K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2816 NAVY HILL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2816 NAVY HILL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
2816 NAVY HILL CIRCLE FAQs
What would the monthly payment be for 2816 NAVY HILL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,121/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2816 NAVY HILL CIRCLE?+
The most recent tax bill on record (2025) was $6,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2816 NAVY HILL CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $379,900, this home is listed about 4% below the The Villages median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2816 NAVY HILL CIRCLE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Jamie Noll. MLS #G5115902.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New The Villages homes, in your inbox
Like 2816 NAVY HILL CIRCLE but not quite? A daily digest of every new listing in The Villages — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jessica to ping you on any price or status change →