38 PINEAPPLE DRIVE, PALM COAST, FL, 32164
Active247 days on marketListed Nov 19, 2025MLS #L4957339
About this home
38 PINEAPPLE DRIVE
Build your dream home here today! Choose your builder with no time limit. This established Subdivision is conveniently located near schools, shopping, restaurants, medical facilities. You are a short distance from trails in the community to enjoy walking, jogging or biking. Pickleball courts and golf courses are also close by. Very easy commute north to Historical St. Augustine and Jacksonville, or south to the "World’s Most Famous Beach," Daytona Beach or enjoy the day at beautiful Flagler Beach only a few minutes away with a beautiful pier that you can go fishing or just relax and enjoy sunrise or sunset! Palm Coast is a beautiful city with plenty of amenities to enjoy.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$705 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$705/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 38 PINEAPPLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$225,000
12 PICKCANE LANE · same community
3 bd · 2 ba · 1,172 sqft · $192/sqft · 3 DOM
Sold · Jan ’26$259,500
76 PITTMAN DRIVE · same community
3 bd · 2 ba · 1,260 sqft · $206/sqft · 65 DOM
Sold · Mar ’26$254,000
119 PINE GROVE DRIVE · same community
3 bd · 2 ba · 1,442 sqft · $176/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 38 PINEAPPLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38 PINEAPPLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
38 PINEAPPLE DRIVE FAQs
What would the monthly payment be for 38 PINEAPPLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $705/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38 PINEAPPLE DRIVE?+
The most recent tax bill on record (2024) was $458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38 PINEAPPLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $80,000, this home is listed about 80% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 38 PINEAPPLE DRIVE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Maricsa Reyes. MLS #L4957339.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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