Jessica Torres
$329,000$350,0003 bd2 ba1,185 sqft$278 /sqft$2,449 /mo all-in ↓

6 SPIVEYS COURT, ORMOND BEACH, FL, 32174

Active41 days on marketListed Jun 12, 2026MLS #NS1088496

Priced 18% below the ORMOND BEACH 32174 medianReduced $21KSingle Family ResidenceSPIVEYS FARMS

Come see it

Upcoming open house

Sat, Jul 25

3:00 PM – 5:00 PM

About this home

6 SPIVEYS COURT

Nestled on a quiet cul-de-sac in the heart of Ormond Beach, this beautifully maintained 3-bedroom, 2-bathroom home offers the perfect blend of privacy, convenience, and coastal Florida living. Located less than 10 minutes from the beach and within walking distance of Central Park, you'll enjoy easy access to walking trails, tennis courts, playgrounds, basketball courts, picnic areas, and a variety of outdoor recreational amenities that make Ormond Beach one of the area's most desirable places to call home. Step inside to discover soaring vaulted ceilings, abundant natural light, and a thoughtfully designed split-bedroom floor plan that provides both comfort and privacy. The spacious kitchen offers a dedicated space for meal preparation and everyday living, while the open living and dining areas create an inviting atmosphere for gathering with family and friends. The primary suite serves as a peaceful retreat, while two additional bedrooms and a well-appointed guest bath provide flexibility for guests, family members, or a home office. Additional features include an indoor laundry room, attic fan for enhanced fresh-air circulation during cooler months, a brand-new front door, and a spacious 2-car garage paired with an oversized driveway offering ample parking. Outdoor living is where this property truly shines. The fully fenced backyard is beautifully landscaped and meticulously maintained, creating a private setting for relaxation and entertaining. Enjoy morning coffee or evening gatherings on the expansive paver patio, perfect for outdoor dining, grilling, and enjoying Florida's year-round sunshine. Move-in ready and lovingly cared for, this exceptional Ormond Beach home offers a rare combination of a low-traffic cul-de-sac location, vaulted ceilings, a fenced backyard, outdoor entertaining space, and close proximity to both the beach and Central Park. The community features a low annual HOA that helps maintain common areas while preserving the neighborhood's attractive appeal. Don't miss this opportunity to own a beautiful home near the beach in one of Ormond Beach's most sought-after locations.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,185

Sqft

0.19 ac

Lot size

2

Garage

1995

Year built

One

Levels

$278

Per sqft

Inside

FlooringLaminate · Tile
AppliancesConvection Oven · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ExteriorLighting · Private Yard · Rain Gutters

Community & fees

HOA fee$7/mo
Taxes (2025)$2,397/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,449 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$200
HOA fee — from the listing$7
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$2,449/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$200
HOA / condo fee$7
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $329K
$232KedgeAI estimate $292,627 · range $242K$313K$342K

vs edgeAI estimate

+12.4%

Days on market

41 vs 41 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spiveys Farms

Map of 6 SPIVEYS COURT inside its neighborhood boundary

Drive times from this address

Downtown Orlando66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

Spiveys Farms — neighborhood snapshot

Population

127

Median age

25

Median income

$38,628

Median home value

$340,200

Avg household

3

Households w/ children

20%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPine Trail Elementary School★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $329,000 $21K
Jun 12, 2026Listed at $350,000 · 41 days on market since
1995Built · SPIVEYS FARMS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6 SPIVEYS COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6 SPIVEYS COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

6 SPIVEYS COURT FAQs

What would the monthly payment be for 6 SPIVEYS COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,449/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6 SPIVEYS COURT?+

The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6 SPIVEYS COURT?+

The most recent tax bill on record (2025) was $2,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6 SPIVEYS COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $329,000, this home is listed about 23% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 6 SPIVEYS COURT?+

Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORMOND BEACH 32174 market on paper

$329,000 is 18% below the ORMOND BEACH 32174 median of $399,990.

02Strong assigned schools

Ormond Beach Middle School, Pine Trail Elementary School, Mainland High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $350,000, now $329,000 — a $21K cut. The full history is in the market section below.

Listing courtesy of RE/MAX SIGNATURE · Christopher Reed. MLS #NS1088496.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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