1352 SILO DRIVE, ST CLOUD, FL, 34771
Active637 days on marketListed Oct 25, 2024MLS #O6251645
About this home
1352 SILO DRIVE
Virtually Staged. 5.25% ASSUMABLE RATE MORTGAGE AVAILABLE! Welcome to 1352 Silo Dr, a beautiful newer construction home with 5 bedrooms, 3.5 bathrooms, plus an office/den and OVERSIZE UPSTAIRS LOFT! With just over 3,200 SqFt of living area, this home was BUILT IN 2023 and offers many custom features! Let's walk through the home: after walking up the pavered driveway and enter into the front door, you'll immediately notice the large spacious floor plan, WOOD LOOK TILE FLOORING, and PRIVATE OFFICE SPACE! Moving through into the main area, you can find the large great room, spacious GOURMET kitchen complete with oversized QUARTZ COUNTERS, all new upgraded stainless steel appliance, CUSTOM TILE BACKSPLASH, and large walk-in pantry, and additional dining room space. The primary bedroom suite is located on the first floor and offers a huge walk-in shower, soaking tub, dual vanity sinks with quartz counter tops, and generously sized walk-in closet space. The home also has a WHOLE HOUSE WATER FILTRATION SYSTEM with UV and WATER SOFTENER, as well as a RO WATER SYSTEM at the fridge. In addition, the backyard has a screened-in patio, offering a great outdoor living space! Moving on upstairs, the first room that you'll enter is the 19'x15' BONUS ROOM/LOFT, perfect for additional lounge space and game room! All bathrooms upstairs offer tiled showers with quartz counter vanities. The other 4 bedrooms upstairs offer an ample space for privacy. The HOA fee includes fiber optic cable! Close to major highways providing easy access to Orlando International Airport, the theme parks, Downtown Orlando, and the incredibly popular Lake Nona region which offers some of the best restaurants, shopping, and events in Orlando. Call now to schedule your private showing!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,220
Sqft
0.14 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,876 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,876/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs PRAIRIE OAKS
$186 vs $228
Days on market
637 vs 33 typical
Where $186/sqft sits among the 10 homes for sale in PRAIRIE OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
5 of 10
PRAIRIE OAKS have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1352 SILO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$595,000
5789 TIMBER MEADOW WAY · same community
5 bd · 3.5 ba · 3,220 sqft · $185/sqft · 259 DOM
Sold · Mar ’26$470,000
5749 WALLIS LANE · same community
4 bd · 3 ba · 2,534 sqft · $185/sqft · 48 DOM
Sold · Feb ’26$400,000
2612 Cheyenne Road, Sebring FL 33872 · same community
4 bd · 2.5 ba · 2,272 sqft · $176/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1352 SILO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1352 SILO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
1352 SILO DRIVE FAQs
What would the monthly payment be for 1352 SILO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,876/mo — principal and interest, the actual property-tax bill, the $166/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1352 SILO DRIVE?+
The association fee works out to $166 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1352 SILO DRIVE?+
The most recent tax bill on record (2023) was $1,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1352 SILO DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $599,990, this home is listed about 41% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1352 SILO DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,990 runs 41% above the ST CLOUD 34771 median — but at 3,220 sqft it's also 63% larger than the typical St Cloud listing.
02Time on market is leverage
637 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $629,990, now $599,990 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Andrew Kincaid. MLS #O6251645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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