1111 LONE PALM WAY, ST CLOUD, FL, 34771
Active281 days on marketListed Oct 16, 2025MLS #O6352685
About this home
1111 LONE PALM WAY
Welcome to Wiregrass, one of Saint Cloud’s premier communities. Built by Dream Finders Homes, this stunning 4-bedroom, 3.5-bath residence spans just over 3,000 square feet and offers the perfect blend of elegance and comfort. Inside, you’ll find soaring ceilings, luxury vinyl plank flooring, and wrought-iron stair railings on both the first and second floors. The first-floor primary suite features French doors leading out to the screened-in lanai, creating a serene indoor-outdoor retreat. The walk-in closet includes upgraded built-in shelving, while the laundry room on the same level adds everyday convenience. The open-concept kitchen showcases an oversized island, granite countertops, 42-inch cabinets, and stainless-steel appliances, all overlooking the living and dining areas—perfect for hosting and entertaining. Upstairs, you’ll find a spacious loft, a dedicated office nook, and the home’s three remaining bedrooms, offering comfort and flexibility for family or guests. Step outside to enjoy the screened-in lanai and fully fenced backyard, ideal for relaxing evenings or weekend gatherings. Wiregrass offers resort-style amenities, including a sparkling community pool, playgrounds, and scenic walking trails surrounded by lush landscaping. Conveniently located just off Narcoossee Road, you’ll have quick access to Lake Nona’s Medical City, top-rated schools, shopping, and dining. Plus, you’re only an hour from Cocoa Beach and Kennedy Space Center, making weekend getaways a breeze.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,021
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,152 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,152/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs WIREGRASS PH 2
$174 vs $179
Days on market
281 vs 33 typical
Where $174/sqft sits among the 8 homes for sale in WIREGRASS PH 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
4 of 8
WIREGRASS PH 2 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1111 LONE PALM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$525,000
1240 LONE PALM WAY · same community
4 bd · 3.5 ba · 3,021 sqft · $174/sqft · 20 DOM
Sold · Aug ’25$439,000
1180 LONE PALM WAY · same community
4 bd · 3 ba · 2,126 sqft · $206/sqft · 13 DOM
Sold · Mar ’26$726,190
907 TASSLEFLOWER TRAIL
3 bd · 3 ba · 3,004 sqft · $242/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1111 LONE PALM WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1111 LONE PALM WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
1111 LONE PALM WAY FAQs
What would the monthly payment be for 1111 LONE PALM WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,152/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1111 LONE PALM WAY?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1111 LONE PALM WAY?+
The most recent tax bill on record (2024) was $6,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1111 LONE PALM WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $525,000, this home is listed about 24% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1111 LONE PALM WAY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 24% above the ST CLOUD 34771 median — but at 3,021 sqft it's also 53% larger than the typical St Cloud listing.
02Time on market is leverage
281 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $589,000, now $525,000 — a $64K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNDIAL REAL ESTATE LLC · Michael Salazar. MLS #O6352685.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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