Jessica Torres
Short-Term Rental Eligible
$329,900$339,9004 bd3 ba1,902 sqft$173 /sqft$2,696 /mo all-in ↓

565 ORCHID DRIVE, DAVENPORT, FL, 33897

Active148 days on marketListed Mar 11, 2026MLS #O6389226

Priced 3% below the DAVENPORT 33897 medianEst. $41K/yr short-term rental revenueReduced $10KFully furnishedTownhouseISLAND CLUB WEST PH 02

About this home

565 ORCHID DRIVE

EXTREMELY RARE OPPORTUNITY! Discover this 4 bedroom 3 full bath amazing townhouse with two separate entrances in PRISTINE condition, well maintained and cared for! This fantastic townhome boasts the LARGEST floor plan available in the Island Club West Community. Great Investment opportunity, Vacation home or Primary Resident to enjoy the Florida lifestyle! This fantastic 1902 Sq. Ft. SOUTH FACING unit is being offered FULLY FURNISHED and is truly unique as it has a one bedroom lock off with an updated bathroom, separate living space equipped with kitchenette and its own private entrance, giving you the ability to have TWO Separate Units. As you enter the home you will notice the beautiful travertine entry way and additional access to the Lock off unit. As you proceed to the living area includes well appointed furnishings and has BEAUTIFUL LUXURY VINYL FLOORING that continues into the dining area as well as the kitchen. The dining area provides seating for 6 ppl. to enjoy delicious meals and is ideal for entertaining guests. Once you arrive to the 2nd floor you find the primary and 2 guest bedrooms. The spacious primary bedroom has several windows that provide an abundance of natural light throughout the day. The Primary bath includes dual vanity sinks, walk-in shower and an incredible jacuzzi tub perfect after a long day at the parks. A full bath is located adjacent to the two remaining bedrooms for guest to share. The backyard has an open patio ideal for grilling. HVAC replaced in 2023. Island Club West offers its residents a wide array of of amenities to enjoy that include a clubhouse, large heated pool, kiddie pool, hot tub, fully equipped fitness center, sauna, tennis, pickle ball, basketball, sand volleyball and playground. In addition to these AMAZING amenities, Island Club West is a short drive to Disney Parks and several popular local area attractions, shopping and dining. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,902

Sqft

0 ac

Lot size

2003

Year built

Two

Levels

$173

Per sqft

FurnishedPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesNorth
ParkingAssigned
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$230/mo
Taxes (2025)$2,616/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Fitness Center · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,696 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,942
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$218
HOA fee — from the listing$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,547
Interest rate6.00%
Loan term

Estimated payment

$2,696/mo

Principal & interest$1,942
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$218
HOA / condo fee$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$238KedgeAI estimate $265,642 · range $248K$285K$343K

vs edgeAI estimate

+24.2%

$/sqft vs ISLAND CLUB WEST PH 02

$173 vs $165

Days on market

148 vs 51 typical

Where $173/sqft sits among the 7 homes for sale in ISLAND CLUB WEST PH 02

3
0
1
2 · this home
0
1
$140–149$149–158$158–167$167–176$176–185$185+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$41,344/yr gross

Avg nightly rate$244
Occupancy (comp set)46%
CommunityHighlands Reserve
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price8.3%
Homes for rent right now536

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Highlands Reserve

Map of 565 ORCHID DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World20 min
Universal Orlando34 min
Downtown Orlando40 min
Orlando Int’l Airport (MCO)45 min
Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Highlands Reserve is a short-term-rental community. See the full guide →

Highlands Reserve — neighborhood snapshot

Population

6,506

Median age

36

Median income

$84,032

Median home value

$295,812

Avg household

3

Households w/ children

814

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

3 of 7

ISLAND CLUB WEST PH 02 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $329,900 $10K
Mar 11, 2026Listed at $339,900 · 148 days on market since
2003Built · ISLAND CLUB WEST PH 02

Reality check

What actually sold near 565 ORCHID DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

445 CARIBBEAN DRIVESold · Oct ’25

$255,000

445 CARIBBEAN DRIVE · same community

4 bd · 3 ba · 1,864 sqft · $137/sqft · 12 DOM

373 CARIBBEAN DRIVESold · Sep ’25

$275,000

373 CARIBBEAN DRIVE · same community

4 bd · 3 ba · 1,748 sqft · $157/sqft · 165 DOM

658 CARIBBEAN DRIVESold · Aug ’25

$303,500

658 CARIBBEAN DRIVE · same community

4 bd · 3 ba · 1,748 sqft · $174/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 565 ORCHID DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 565 ORCHID DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Jessica’s phone and CRM.

Straight answers

565 ORCHID DRIVE FAQs

What would the monthly payment be for 565 ORCHID DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,696/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 565 ORCHID DRIVE?+

The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 565 ORCHID DRIVE?+

The most recent tax bill on record (2025) was $2,616. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 565 ORCHID DRIVE be rented short-term?+

Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 565 ORCHID DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $329,900, this home is listed about 15% below the Davenport median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 565 ORCHID DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the DAVENPORT 33897 market on paper

$329,900 is 3% below the DAVENPORT 33897 median of $340,000, and at $173/sqft it sits under the Davenport average of $195.

02Zoned for nightly rentals

Highlands Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04Time on market is leverage

148 days on market against a Davenport median of 51 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $339,900, now $329,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Abby Anderson Hayes, LLC. MLS #O6389226.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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