Jessica Torres
$998,5004 bd3 ba2,752 sqft$363 /sqft$6,964 /mo all-in ↓

4 SLOOP DRIVE, COCOA BEACH, FL, 32931

Active119 days on marketListed Mar 26, 2026MLS #O6392826

WaterfrontSingle Family ResidenceYACHT HAVEN SEC 2 FIRST UNIT

About this home

4 SLOOP DRIVE

Welcome to your private waterfront retreat—where comfort, style, and coastal living come together effortlessly. This beautiful canal-front home offers direct water access with a private dock and boat lift, making it perfect for boating enthusiasts or anyone who enjoys life by the water. Inside, the home features four spacious bedrooms with three full baths, including two luxurious master suites—ideal for hosting family and friends while still providing everyone with their own private sanctuary. The open living spaces are filled with natural light and designed for both relaxation and entertaining. Step outside to enjoy the best of Florida living. The screened-in patio provides a comfortable space to unwind year-round, while the hot tub invites you to soak under the stars after a day on the water. In the front of the home, the private courtyard offers a peaceful setting for morning coffee or evening gatherings. As a truly special bonus, you can experience unforgettable rocket launches right from your own backyard—watching the shuttle launches light up the sky from the comfort of your private dock or the upstairs balcony. Whether you're setting out on the boat, relaxing in the spa, or simply enjoying the tranquil canal views, this home delivers the perfect blend of indoor comfort and outdoor lifestyle. Short term rental allowed + furniture negotiable.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,752

Sqft

0.21 ac

Lot size

2

Garage

1963

Year built

Two

Levels

$363

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingBoat · Driveway · Garage Door Opener · Guest · RV Parking
ExteriorBalcony · French Doors

Community & fees

Taxes (2025)$12,502/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Sprinkler Recycled · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,964 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,388
PMI (est., until 20% equity)$374
Property tax — 2025 actual bill$1,042
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,850
Interest rate6.00%
Loan term

Estimated payment

$6,964/mo

Principal & interest$5,388
PMI (est., until 20% equity)$374
Property taxes (actual bill)$1,042
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Cocoa Beach

Map of 4 SLOOP DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)64 min
Downtown Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Cocoa Beach. See the full Cocoa Beach guide →

COCOA BEACH 32931 — neighborhood snapshot

Population

13,893

Median age

58.8

Median income

$84,769

Median home value

$478,300

Avg household

1.9

Households w/ children

867

For the school run

Brevard County School District

HighCocoa Beach Junior/Senior High School★★★★
ElementaryCape View Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cocoa Beach market

Seller’s marketLeans buyer7.7 months of inventoryBuyer’s market

$348K$450K

Cocoa Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Cocoa Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 92% above the COCOA BEACH 32931 median. See the full Cocoa Beach market guide →

Paper trail

This home's history

Mar 26, 2026Listed at $998,500 · 119 days on market since
1963Built · YACHT HAVEN SEC 2 FIRST UNIT

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4 SLOOP DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4 SLOOP DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

4 SLOOP DRIVE FAQs

What would the monthly payment be for 4 SLOOP DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,964/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4 SLOOP DRIVE?+

The most recent tax bill on record (2025) was $12,502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4 SLOOP DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cocoa Beach?+

At $998,500, this home is listed about 100% above the Cocoa Beach median of $499,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4 SLOOP DRIVE?+

Cocoa Beach Junior/Senior High School (high), Cape View Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$998,500 runs 92% above the COCOA BEACH 32931 median — but at 2,752 sqft it's also nearly twice the size of the typical Cocoa Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

119 days on market against a Cocoa Beach median of 38 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Cocoa Beach Junior/Senior High School, Cape View Elementary School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SHAHRZAD REALTY LLC · Carole Gille-Shamsai. MLS #O6392826.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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