Jessica Torres
$354,9004 bd3 ba2,286 sqft$155 /sqft$2,443 /mo all-in ↓

TBD SW 31ST TERRACE ROAD, OCALA, FL, 34473

Active121 days on marketListed Apr 10, 2026MLS #O6398114

New constructionSingle Family ResidenceMARION OAKS UN 07

About this home

TBD SW 31ST TERRACE ROAD

Pre-Construction. To be built. Refined design and timeless comfort come together in this stunning Huntington in Marion Oaks, where every detail has been carefully considered to create a home that feels both elevated and inviting. Striking curb appeal sets the tone, leading into an interior that balances style and functionality with ease. Just off the foyer, a versatile dining space lends itself beautifully to formal gatherings, a private office, or a quiet den. The main living area unfolds with an open-concept layout, enhanced by 9’4” flat ceilings and an abundance of natural light that fills the space with warmth. At the center, the kitchen is thoughtfully designed with granite countertops, a large island, tile backsplash, and stainless steel appliances, all flowing seamlessly into the great room. Triple-panel sliding doors extend the living space outdoors to an expansive screened-in lanai, creating a seamless connection between indoor comfort and open-air relaxation. Tucked away for privacy, the owner’s suite serves as a peaceful retreat, complete with a spacious walk-in closet and a beautifully appointed bath featuring an oversized tiled shower with enclosure and granite-topped dual vanities. Three additional bedrooms are positioned on the opposite side of the home, along with two full baths, creating a well-balanced layout suited for both everyday living and hosting guests. EVP flooring runs throughout the main living areas, adding durability and a polished finish, while plush carpeting in the bedrooms brings a layer of comfort. Cordless blinds are installed throughout, and the oversized three-car garage includes a dedicated workshop area for added flexibility. Architectural shingles and professionally designed landscaping further enhance the home’s exterior presence. Modern living is elevated with integrated smart home features, including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Door Lock, and Deako Switches, delivering both convenience and peace of mind. Backed by a full builder warranty, this Huntington captures the essence of refined Florida living with a thoughtful balance of style, space, and innovation.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,286

Sqft

0.3 ac

Lot size

3

Garage

2026

Year built

One

Levels

$155

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorEating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther · Shingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

Taxes (2025)$438/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,443 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$37
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,422
Interest rate6.00%
Loan term

Estimated payment

$2,443/mo

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$37
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$341KedgeAI estimate $379,515 · range $374K$387K$403K

vs edgeAI estimate

−6.5%

$/sqft vs MARION OAKS UN 07

$155 vs $169

Days on market

121 vs 52 typical

Where $155/sqft sits among the 17 homes for sale in MARION OAKS UN 07

1
3 · this home
5
2
4
2
$133–145$145–158$158–170$170–182$182–195$195+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of TBD SW 31ST TERRACE ROAD

Drive times from this address

Downtown Orlando65 min
Universal Orlando68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

3 of 17

MARION OAKS UN 07 have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

Apr 10, 2026Listed at $354,900 · 121 days on market since
2026Built · MARION OAKS UN 07

Reality check

What actually sold near TBD SW 31ST TERRACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13370 SW 29TH CIRCLESold · Jul ’26

$245,000

13370 SW 29TH CIRCLE · same community

3 bd · 2 ba · 2,080 sqft · $118/sqft · 187 DOM

172 MARION OAKS TRAILSold · Jun ’26

$345,000

172 MARION OAKS TRAIL · same community

4 bd · 3 ba · 1,990 sqft · $173/sqft · 85 DOM

3381 SW 129TH LOOPSold · Jul ’26

$275,000

3381 SW 129TH LOOP · same community

4 bd · 2 ba · 1,919 sqft · $143/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about TBD SW 31ST TERRACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD SW 31ST TERRACE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

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Straight answers

TBD SW 31ST TERRACE ROAD FAQs

What would the monthly payment be for TBD SW 31ST TERRACE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,443/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TBD SW 31ST TERRACE ROAD?+

The most recent tax bill on record (2025) was $438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at TBD SW 31ST TERRACE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $354,900, this home is listed about 19% above the Ocala median of $298,888. The market section on this page shows how the area is trending.

Which schools are assigned to TBD SW 31ST TERRACE ROAD?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEW HOME STAR FLORIDA LLC · Bridgette Hoyt. MLS #O6398114.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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