
987 SPRING PALMS LOOP, ORLANDO, FL, 32828
Active87 days on marketListed Apr 23, 2026MLS #O6401418
About this home
987 SPRING PALMS LOOP
This beautifully designed 3-bedroom, 2.5-bathroom townhome offers 1,559 square feet of modern, low-maintenance living at its finest. Built in 2023, every detail of this home reflects today's most sought-after design elements — from the open concept living spaces to the contemporary finishes throughout. The main level features a bright and airy open floor plan, perfect for entertaining, with a well-appointed kitchen, stylish half bath, seamless flow between living and dining areas, and a convenient private one-car garage — offering secure parking and additional storage right at your doorstep. Upstairs you will find three generously sized bedrooms. As a resident of this sought-after community, you will enjoy access to a resort-style pool and a playground — perfect for families and those who love the Florida outdoor lifestyle. Located in Orlando with easy access to major highways, top-rated dining, shopping and entertainment — this townhome is the perfect primary residence, vacation home, or investment property.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,559
Sqft
0.05 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,536 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,536/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs SPRING ISLE PALMS
$262 vs $253
Days on market
87 vs 34 typical
Where $262/sqft sits among the 7 homes for sale in SPRING ISLE PALMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Get to know Orlando. See the full Orlando guide →
ORLANDO 32828 — neighborhood snapshot
Population
69,937
Median age
36.5
Median income
$99,927
Median home value
$403,700
Avg household
2.85
Households w/ children
9,027
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
4 of 7
SPRING ISLE PALMS have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 987 SPRING PALMS LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$414,000
1064 SPRING PALMS LOOP · same community
3 bd · 2.5 ba · 1,633 sqft · $254/sqft · 13 DOM
Sold · Aug ’25$518,490
10350 EVENING HORIZON
3 bd · 2 ba · 1,552 sqft · $334/sqft · 0 DOM
Sold · Mar ’26$323,000
16257 OLD ASH LOOP
3 bd · 2.5 ba · 1,507 sqft · $214/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 987 SPRING PALMS LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 987 SPRING PALMS LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
987 SPRING PALMS LOOP FAQs
What would the monthly payment be for 987 SPRING PALMS LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,536/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 987 SPRING PALMS LOOP?+
The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 987 SPRING PALMS LOOP?+
The most recent tax bill on record (2025) was $5,862. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 987 SPRING PALMS LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $408,000, this home is listed about 5% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 987 SPRING PALMS LOOP?+
Sunrise Elementary (elementary), Timber Creek High (high), Discovery Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORLANDO 32828 market on paper
$408,000 is 7% below the ORLANDO 32828 median of $439,000, and at $262/sqft it sits under the Orlando average of $264.
02Time on market is leverage
87 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sunrise Elementary, Timber Creek High, Discovery Middle — Sunrise Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $415,000, now $408,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Mihai Echim. MLS #O6401418.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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