Jessica Torres
$95,000$100,000$875 /mo all-in ↓

E PINE AVENUE, MOUNT DORA, FL, 32757

Active47 days on marketListed Jun 2, 2026MLS #O6413217

Priced 78% below the MOUNT DORA 32757 medianReduced $5K

About this home

E PINE AVENUE

Come build your dream home or investment property in the beautiful city of Mount Dora on this vacant lot. One block from 441 in the heart of the city next to Renniger's Flea Market.

Facts & features

The home at a glance

1.3 ac

Lot size

Inside

Outside & construction

FacesWest

Community & fees

Taxes (2025)$1,364/yr

Utilities & systems

UtilitiesElectrical Nearby · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$875 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$559
FHA mortgage insurance (est.)$42
Property tax — 2025 actual bill$114
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,325
Interest rate6.00%
Loan term

Estimated payment

$875/mo

Principal & interest$559
FHA mortgage insurance (est.)$42
Property taxes (actual bill)$114
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Mount Dora

Map of E PINE AVENUE

Drive times from this address

Downtown Orlando40 min
Universal Orlando41 min
Orlando Int’l Airport (MCO)49 min
Walt Disney World53 min

Get to know Mount Dora. See the full Mount Dora guide →

MOUNT DORA 32757 — neighborhood snapshot

Population

32,712

Median age

45.8

Median income

$73,327

Median home value

$325,800

Avg household

2.47

Households w/ children

3,279

For the school run

Orange County School District

ElementaryZellwood Elementary★★★★★
MiddleWolf Lake Middle★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $95,000 $5K
Jun 2, 2026Listed at $100,000 · 47 days on market since

Reality check

What actually sold near E PINE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

515 E THIRD AVENUESold · Aug ’25

$250,000

515 E THIRD AVENUE

1 bd · 1 ba · 518 sqft · $483/sqft · 0 DOM

140 N JOHNS STREETSold · Apr ’26

$155,000

140 N JOHNS STREET

1 bd · 1 ba · 648 sqft · $239/sqft · 12 DOM

1225 LIBERTY AVENUESold · Apr ’26

$175,000

1225 LIBERTY AVENUE

2 bd · 1 ba · 720 sqft · $243/sqft · 180 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about E PINE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for E PINE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

E PINE AVENUE FAQs

What would the monthly payment be for E PINE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $875/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on E PINE AVENUE?+

The most recent tax bill on record (2025) was $1,364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mount Dora?+

At $95,000, this home is listed about 80% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to E PINE AVENUE?+

Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREMIUM PROPERTIES R.E SERVICE · Jamillah Banks. MLS #O6413217.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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