Jessica Torres
$300,000$315,0003 bd2 ba1,582 sqft$190 /sqft$2,411 /mo all-in ↓

116 PIANO LANE, DAVENPORT, FL, 33896

Active19 days on marketListed Jul 22, 2026MLS #O6426959

Priced 20% below the DAVENPORT 33896 medianReduced $15KSingle Family ResidenceSEYBOLD/DUNSON ROAD PH 5

About this home

116 PIANO LANE

MOVE-IN READY with extensive recent improvements, this well-maintained 3-bedroom, 2-bath home offers 1,582 square feet of thoughtfully designed living space, an attached two-car garage, and a FULLY FENCED BACKYARD in Seybold on Dunson Road. Major updates include a NEW HVAC SYSTEM with furnace and A/C in 2026, NEW SOD AND IRRIGATION SYSTEM in 2025, and a NEW ROOF with a complete tear-off, TANKLESS WATER HEATER, and freshly painted exterior completed in 2024. Step through the front entrance into a bright, open living area where vaulted ceilings, recessed lighting, and abundant natural light create an inviting sense of space. Luxury vinyl plank flooring flows throughout the main living areas and bedrooms, creating a cohesive look with durability and easy maintenance. The living room connects naturally to the dining area and kitchen, providing a comfortable layout for everyday living and entertaining. The dining area is surrounded by multiple windows that fill the space with natural light and provide room for a full-size dining table. The adjoining kitchen offers generous cabinetry, ample countertop space, pantry storage, a double-basin sink, and a full appliance package that includes a refrigerator, gas range, microwave, and dishwasher. Its open connection to the living and dining areas allows conversation and activity to flow easily throughout the center of the home. The spacious primary suite features vaulted ceilings, luxury vinyl plank flooring, room for a complete bedroom set, and an oversized walk-in closet with built-in shelving. The private en-suite bathroom includes a walk-in shower, a relaxing garden tub, and a window that brings in natural light. Two additional bedrooms provide flexibility for family, guests, hobbies, or a home office and share a conveniently located second full bathroom. Sliding glass doors open from the living area to the backyard patio, extending the home’s usable living space outdoors. The FULLY FENCED BACKYARD offers privacy, a refreshed lawn supported by the newer irrigation system, and room for outdoor dining, grilling, gardening, or recreation. A landscaped planting bed adds definition along the rear fence while leaving ample open space to enjoy. Additional conveniences include an interior laundry area, washer and dryer that remain with the home, ample closet storage, an attached two-car garage, and a practical single-story floor plan. The property sits on an approximately 5,249-square-foot lot and is located in Flood Zone X. Situated in the Davenport area, the home provides convenient access to shopping, dining, schools, major roadways, and Central Florida destinations. Its location offers an easy connection to ChampionsGate, Interstate 4, and the greater Orlando region while maintaining a comfortable residential setting. With major systems already updated, a functional open layout, generous storage, and a private fenced backyard, this home is prepared for its next owner. Contact us today for a private tour or more details on this exceptional opportunity.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,582

Sqft

0.12 ac

Lot size

2

Garage

1999

Year built

One

Levels

$190

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range
InteriorWalk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesSouth
ExteriorSidewalk

Community & fees

HOA fee$45/mo
Taxes (2025)$3,684/yr
PetsYes
CommunityCommunity Mailbox · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,411 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$307
HOA fee — from the listing$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,411/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$307
HOA / condo fee$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $319,429 · range $313K$330K$343K

vs edgeAI estimate

−6.1%

$/sqft vs Davenport actives

$190 vs $191

Days on market

19 vs 55 typical

Where $190/sqft sits among the 400 Davenport actives

64
91
93 · this home
70
38
44
$147–165$165–183$183–201$201–219$219–237$237+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 116 PIANO LANE

Drive times from this address

Walt Disney World19 min
Universal Orlando29 min
Downtown Orlando35 min
Orlando Int’l Airport (MCO)39 min
Downtown Tampa59 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

DAVENPORT 33896 — neighborhood snapshot

Population

23,074

Median age

33.8

Median income

$74,485

Median home value

$307,200

Avg household

2.66

Households w/ children

2,550

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

177 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $300,000 $15K
Jul 22, 2026Listed at $315,000 · 19 days on market since
1999Built · SEYBOLD/DUNSON ROAD PH 5

Reality check

What actually sold near 116 PIANO LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

604 OBO DRIVESold · Oct ’25

$265,000

604 OBO DRIVE · same community

2 bd · 1 ba · 1,268 sqft · $209/sqft · 48 DOM

315 PIANO LANESold · Dec ’25

$335,000

315 PIANO LANE

3 bd · 2 ba · 1,582 sqft · $212/sqft · 20 DOM

848 LONGBOAT DRIVESold · Nov ’25

$349,990

848 LONGBOAT DRIVE

3 bd · 2.5 ba · 1,580 sqft · $222/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 116 PIANO LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 116 PIANO LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

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Goes straight to Jessica’s phone and CRM.

Straight answers

116 PIANO LANE FAQs

What would the monthly payment be for 116 PIANO LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,411/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 116 PIANO LANE?+

The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 116 PIANO LANE?+

The most recent tax bill on record (2025) was $3,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 116 PIANO LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $300,000, this home is listed about 23% below the Davenport median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 116 PIANO LANE?+

Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS CLASSIC · Simi Lakhani. MLS #O6426959.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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