4942 SAMOA CIRCLE UNIT 5, ORLANDO, FL, 32808
Active1 days on marketListed Jul 23, 2026MLS #O6427802
About this home
4942 SAMOA CIRCLE UNIT 5
2 MASTER SUITES IN THE GATED ISLAND CLUB AT ROSEMONT SUBDIVISION WITH A 2 CAR GARAGE. SCREENED IN GROUND POOL. PRICED AND PRIMED FOR RENOVATION. EXTERIOR MAINTENANCE, ROOF AND LANDSCAPING IS TAKEN CARE OF BY THE ASSOCIATION. CLOSE TO SCHOOLS, SHOPPING AND RESTAURANTS. THIS PROPERTY IS ELIGIBLE UNDER THE FREDDIE MAC FIRST LOOK INITIATIVE THROUGH 8-21-2026. ONLY OWNER OCCUPANT OFFERS WILL BE CONSIDERED DURING THAT TIME.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,872
Sqft
0.05 ac
Lot size
2
Garage
1980
Year built
Two
Levels
$112
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,530 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,530/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Rosemont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Island Club is a short-term-rental community. See the full guide →
Rosemont — neighborhood snapshot
Population
11,588
Median age
34
Median income
$50,189
Median home value
$227,642
Avg household
2
Households w/ children
1,498
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the ORLANDO 32808 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4942 SAMOA CIRCLE UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4942 SAMOA CIRCLE UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
4942 SAMOA CIRCLE UNIT 5 FAQs
What would the monthly payment be for 4942 SAMOA CIRCLE UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,530/mo — principal and interest, the actual property-tax bill, the $665/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4942 SAMOA CIRCLE UNIT 5?+
The association fee works out to $665 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4942 SAMOA CIRCLE UNIT 5?+
The most recent tax bill on record (2025) was $4,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4942 SAMOA CIRCLE UNIT 5 be rented short-term?+
Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4942 SAMOA CIRCLE UNIT 5?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $209,900, this home is listed about 46% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4942 SAMOA CIRCLE UNIT 5?+
Rosemont Elementary (elementary), College Park Middle (middle), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ORLANDO 32808 market on paper
$209,900 is 21% below the ORLANDO 32808 median of $266,000, and at $112/sqft it sits under the Orlando average of $264.
02Zoned for nightly rentals
Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $665/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Fresh on the market
Only 1 day on market in a Orlando market that averages 34 — if it fits, move quickly.
Listing courtesy of ORLANDO REO PROF I INC · Ronald Gentile. MLS #O6427802.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Orlando homes, in your inbox
Like 4942 SAMOA CIRCLE UNIT 5 but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jessica to ping you on any price or status change →