8207 WESTMONT TERRACE DRIVE, LAKELAND, FL, 33810
Active15 days on marketListed Jul 30, 2026MLS #O6429401
About this home
8207 WESTMONT TERRACE DRIVE
FULLY FURNISHED - Welcome to Copper Ridge, nestled conveniently in the heart of Lakeland. This is a fabulous three bedroom, two bath, two car garage home with a split floor plan. Home was re-roofed in 2021 and AC installed in April,2022! The kitchen has been upgraded with granite countertops and features a dine-in eating area. For those more formal meals, just off the kitchen is a dining room. The dining room could be used as a den or office. As you enter the home through the garage, you will arrive in the air-conditioned laundry room that can also be used as a mudroom. The oversized master bedroom boasts two walk in closets, and an en-suite bathroom with a large tub for soaking and a separated glass enclosed shower. In addition, you will notice the stone countertops and the large dual vanity. The living room divides the master bedroom from the two other bedrooms. You will find the enclosed screen patio with a collapsible sliding glass door just off the living room. Step out back and take note of the extra concrete slab perfect for setting up the grill. While grilling and chilling, this home features a fire pit for that extra bit of ambiance. Additionally, you will notice the shed for all those extra storage needs. Looking for something to do? Easy access to I-4. Only an hour from Tampa International and Bush Gardens, Ybor, and the Hardrock Casino. Head north and within the hour you will arrive in Orlando, Disney, Universal Studios and more! Locally you will find plenty to do such as Horseback riding, walking trails, shopping as well as dining. Don’t miss this amazing opportunity to make this your new home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,627
Sqft
0.19 ac
Lot size
2
Garage
2005
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$2 vs $193
Days on market
15 vs 45 typical
Where $2/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Copper Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Copper Ridge — neighborhood snapshot
Population
1,531
Median age
35
Median income
$60,733
Median home value
$293,800
Avg household
3
Households w/ children
310
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $317K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 8207 WESTMONT TERRACE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$344,000
8262 WESTMONT TERRACE DRIVE · same community
3 bd · 2 ba · 1,607 sqft · $214/sqft · 0 DOM
Sold · Jan ’26$315,000
8215 WESTMONT TERRACE DRIVE · same community
3 bd · 2 ba · 1,572 sqft · $200/sqft · 27 DOM
Sold · Mar ’26$330,000
8195 WESTMONT TERRACE DRIVE · same community
3 bd · 2 ba · 1,771 sqft · $186/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8207 WESTMONT TERRACE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8207 WESTMONT TERRACE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
8207 WESTMONT TERRACE DRIVE FAQs
What would the monthly payment be for 8207 WESTMONT TERRACE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8207 WESTMONT TERRACE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $2,500, this home is listed about 99% below the Lakeland median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8207 WESTMONT TERRACE DRIVE?+
R. Clem Churchwell Elementary School (elementary), Sleepy Hill Middle School (middle), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Ashley McCoy. MLS #O6429401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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