427 SE FLAGLER RD, PALM BAY, FL, 32909
Active2 days on marketListed Jul 31, 2026MLS #O6429496
About this home
427 SE FLAGLER RD
**Better than new!** This beautifully maintained **3-bedroom, 2-bath home**, built in **2022**, offers modern living with the peace of mind that comes with newer construction. The open-concept floor plan creates a bright and inviting space, perfect for both everyday living and entertaining. Step outside to the **screened-in patio**, where you can enjoy your morning coffee or relax in the evening while overlooking the **fully fenced, private backyard**—ideal for pets, play, or simply enjoying your own outdoor retreat. Conveniently located just minutes from **Bayside Lakes**, you'll have easy access to shopping, restaurants, schools, parks, and everyday conveniences. With quick access to major roadways, commuting is a breeze while still enjoying the comfort of a quiet residential neighborhood. Don't miss the opportunity to own this move-in ready home that combines modern style, privacy, and an excellent location!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,786
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,728 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs PORT MALABAR UNIT 25
$196 vs $210
Days on market
2 vs 31 typical
Where $196/sqft sits among the 10 homes for sale in PORT MALABAR UNIT 25
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
39,611
Median age
37.9
Median income
$76,708
Median home value
$261,400
Avg household
2.99
Households w/ children
5,283
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $329K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
5 of 10
PORT MALABAR UNIT 25 have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 289% above the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 427 SE FLAGLER RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$299,000
180 FERGUSON STREET SE · same community
4 bd · 2 ba · 1,821 sqft · $164/sqft · 59 DOM
Sold · Nov ’25$305,000
2715 HABERLAND AVENUE SE · same community
4 bd · 2 ba · 1,831 sqft · $167/sqft · 44 DOM
Sold · Mar ’26$354,990
627 GAGNON STREET SE · same community
4 bd · 3 ba · 1,894 sqft · $187/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 427 SE FLAGLER RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 427 SE FLAGLER RD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
427 SE FLAGLER RD FAQs
What would the monthly payment be for 427 SE FLAGLER RD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,728/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 427 SE FLAGLER RD?+
The most recent tax bill on record (2026) was $4,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $349,900, this home is priced right at the Palm Bay median.
Which schools are assigned to 427 SE FLAGLER RD?+
Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of YHSGR-PIONEER · Xenia Geelhoed. MLS #O6429496.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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