1276 W PEARSON STREET, HERNANDO, FL, 34442
Pending225 days on marketListed Dec 10, 2025MLS #OM706150
About this home
1276 W PEARSON STREET
Welcome to your dream home in the highly sought-after Citrus Hills neighborhood! This beautifully remodeled 3-bedroom, 2-bathroom residence boasts a serene one-acre lot, perfect for enjoying the tranquil outdoors. Step inside to discover the elegant luxury vinyl planking that flows throughout the home, complemented by stunning granite countertops in the modern kitchen. The generous oversized closets provide ample storage space, adding to the home's functionality. Additionally, there is a large shed in the backyard for even more storage or workspace options. Relax in the inviting bonus sunroom or gather around the electric fireplace during cooler evenings. The property features smart thermostats and switches for added convenience and energy efficiency. Outside, you’ll find a large pool screened in for your enjoyment, surrounded by a stylish pavered deck—ideal for entertaining and relaxation. The yard is partially fenced, providing ample privacy while still allowing you to enjoy the open space. With a new roof installed in 2021, a new water heater in 2024, new septic tank and drain field in 2026, and an AC unit from 2016, this home combines contemporary comforts with peaceful living. This home includes a coveted Citrus Hills Social Membership, providing access to a variety of amenities such as multiple gyms, golf courses, tennis and pickleball courts, restaurants, dog parks, and much more! Don’t miss this opportunity to own a slice of paradise in Citrus Hills!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,070
Sqft
1 ac
Lot size
2
Garage
1986
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,095 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,095/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
Days on market
225 vs 37 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1276 W PEARSON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1276 W PEARSON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
1276 W PEARSON STREET FAQs
What would the monthly payment be for 1276 W PEARSON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,095/mo — principal and interest, the actual property-tax bill, the $204/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1276 W PEARSON STREET?+
The association fee works out to $204 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1276 W PEARSON STREET?+
The most recent tax bill on record (2023) was $4,301. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1276 W PEARSON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $374,900, this home is listed about 1% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1276 W PEARSON STREET?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$374,900 runs 37% above the HERNANDO 34442 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
225 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $399,900, now $374,900 — a $25K cut. The full history is in the market section below.
Listing courtesy of SELLSTATE NGR-INVERNESS · Katie Hensley. MLS #OM706150.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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