Jessica Torres
$109,9002 bd1.5 ba1,054 sqft$104 /sqft$1,388 /mo all-in ↓

527 MIDWAY DRIVE UNIT B, OCALA, FL, 34472

Active151 days on marketListed Feb 23, 2026MLS #OM719279

Priced 48% below the OCALA 34472 medianWaterfrontFully furnishedCondominiumLIVE OAK VILLAGE CONDO

About this home

527 MIDWAY DRIVE UNIT B

Welcome to easy, maintenance-free living in Live Oak Village, one of Ocala’s most desirable 55+ communities. This beautifully maintained second-floor condominium offers peaceful views overlooking Lake Sparkle and delivers the relaxed Florida lifestyle so many buyers are searching for. Offering 1,054 square feet of thoughtfully designed living space, this two-bedroom, one-and-a-half-bath residence is being sold completely furnished — truly turnkey and ready for immediate enjoyment. Whether you're seeking a full-time home or a seasonal retreat, you can simply bring your suitcase and start enjoying the view from day one. Inside, the home feels bright, comfortable, and inviting. New carpet installed in 2020 enhances the living areas and bedrooms, creating a fresh and cohesive feel throughout. The spacious living and dining areas flow effortlessly toward the private lanai — an ideal setting for morning coffee or evening relaxation while taking in tranquil views of Lake Sparkle, the clubhouse, and the community pool. The elevated second-floor location provides added privacy and a peaceful vantage point. The primary bedroom is generously sized and features a desirable walk-in closet, offering ample storage space and everyday convenience. All rooms throughout the condo are equipped with ceiling fans with integrated lighting, adding both comfort and energy efficiency year-round. Major updates have already been completed, including a new air conditioning system installed in 2021 and the roof was replaced in 2023, providing peace of mind for the next owner. Living in Live Oak Village means enjoying a true low-maintenance lifestyle. The monthly HOA fee includes exterior building maintenance, lawn care, community pool access, basic cable television, garbage pickup, and insurance on the building — simplifying expenses and reducing homeowner responsibilities. Residents also enjoy access to the community clubhouse and pool, fostering a welcoming and active 55+ environment. If you’ve been waiting for a move-in-ready, furnished condo with water views in a well-maintained and established community, this is an opportunity you won’t want to miss. Schedule your private showing today and experience the comfort, convenience, and peaceful setting this Lake Sparkle residence has to offer.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,054

Sqft

0.01 ac

Lot size

1972

Year built

One

Levels

$104

Per sqft

WaterfrontPool & Water viewFurnished55+ communityPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewPool · Water
FacesNortheast
ExteriorRain Gutters

Community & fees

HOA fee$329/mo
Taxes (2025)$2,440/yr
PetsSize Limit, Yes
CommunityLake · Buyer Approval Required · Clubhouse · Community Mailbox · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,388 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$647
FHA mortgage insurance (est.)$49
Property tax — 2025 actual bill$203
Condo fee — from the listing$329
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,847
Interest rate6.00%
Loan term

Estimated payment

$1,388/mo

Principal & interest$647
FHA mortgage insurance (est.)$49
Property taxes (actual bill)$203
HOA / condo fee$329
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $110K
$99KedgeAI estimate $107,610 · range $103K$121K$125K

vs edgeAI estimate

+2.1%

$/sqft vs LIVE OAK VILLAGE CONDO

$104 vs $125

Days on market

151 vs 43 typical

Where $104/sqft sits among the 6 homes for sale in LIVE OAK VILLAGE CONDO

3
0 · this home
0
1
1
1
$81–93$93–106$106–119$119–132$132–145$145+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 527 MIDWAY DRIVE UNIT B

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

2 of 6

LIVE OAK VILLAGE CONDO have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

Feb 23, 2026Listed at $109,900 · 151 days on market since
1972Built · LIVE OAK VILLAGE CONDO

Reality check

What actually sold near 527 MIDWAY DRIVE UNIT B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

597 MIDWAY DRIVE UNIT ASold · May ’26

$120,000

597 MIDWAY DRIVE UNIT A · same community

2 bd · 1.5 ba · 1,054 sqft · $114/sqft · 217 DOM

513 MIDWAY DRIVE UNIT BSold · Dec ’25

$103,000

513 MIDWAY DRIVE UNIT B · same community

2 bd · 1.5 ba · 1,054 sqft · $98/sqft · 247 DOM

519 MIDWAY DRIVE UNIT BSold · Feb ’26

$107,423

519 MIDWAY DRIVE UNIT B · same community

2 bd · 1.5 ba · 1,054 sqft · $102/sqft · 421 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 527 MIDWAY DRIVE UNIT B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 527 MIDWAY DRIVE UNIT B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

527 MIDWAY DRIVE UNIT B FAQs

What would the monthly payment be for 527 MIDWAY DRIVE UNIT B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,388/mo — principal and interest, the actual property-tax bill, the $329/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 527 MIDWAY DRIVE UNIT B?+

The association fee works out to $329 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 527 MIDWAY DRIVE UNIT B?+

The most recent tax bill on record (2025) was $2,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 527 MIDWAY DRIVE UNIT B?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $109,900, this home is listed about 63% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 527 MIDWAY DRIVE UNIT B?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34472 market on paper

$109,900 is 48% below the OCALA 34472 median of $210,000, and at $104/sqft it sits under the Ocala average of $204.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

151 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

Listing courtesy of SUNBURST PROPERTIES · Scott Hutchinson. MLS #OM719279.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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