540 OAK BRANCH CIRCLE, KISSIMMEE, FL, 34758
Active278 days on marketListed Nov 3, 2025MLS #S5137421
About this home
540 OAK BRANCH CIRCLE
Beautiful home 3/2, spacious with living room separate and dining room formal, family room with together with kitchen, all floors beautiful titles, upgrade appliances in sterling steels refrigerator, dishwasher and microwave, open floor plan, spacious master room with big walk-in closet and master bathroom, all floors in beautiful tile, include new refrigerator, microwave, dishwasher, range, disposal. Big patio over .19 acres or 8,198 squal fee with fence in plastic vinyl. Not property behind home green view. Close to new shopping center Poinciana and Hospital, close to bus stop. The owner very motivates looking close to listing price. Good to investment have tenant with contract lease expired in expired on April 30,2027, the rent amount is 1950.00, buyer need honors contract lease until expiration contract lease. Please send offers with proof of founds and pre-approval letter. Good to Primary Home or to first time buyers, may qualify for funding of Osceola County.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,443
Sqft
0.19 ac
Lot size
2
Garage
1997
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,397 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,397/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.5%
$/sqft vs Kissimmee actives
$200 vs $209
Days on market
278 vs 55 typical
Where $200/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34758 — neighborhood snapshot
Population
46,521
Median age
34.6
Median income
$67,128
Median home value
$280,000
Avg household
3.63
Households w/ children
5,941
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
175 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 540 OAK BRANCH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$345,000
501 OAK BRANCH COURT · same community
3 bd · 2 ba · 1,854 sqft · $186/sqft · 50 DOM
Sold · Nov ’25$190,000
614 MIDIRON DRIVE
3 bd · 2.5 ba · 1,527 sqft · $124/sqft · 69 DOM
Sold · Feb ’26$365,000
707 BUNKER LANE
4 bd · 3 ba · 1,532 sqft · $238/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 540 OAK BRANCH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 540 OAK BRANCH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
540 OAK BRANCH CIRCLE FAQs
What would the monthly payment be for 540 OAK BRANCH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,397/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 540 OAK BRANCH CIRCLE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 540 OAK BRANCH CIRCLE?+
The most recent tax bill on record (2024) was $3,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 540 OAK BRANCH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $288,999, this home is listed about 24% below the Kissimmee median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 540 OAK BRANCH CIRCLE?+
Sunrise Elementary School (elementary), Horizon Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
278 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $334,500, now $288,999 — a $46K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY OUTLET INTERNATIONAL · Jose Lozada. MLS #S5137421.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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