548 OGELTHORPE DRIVE, DAVENPORT, FL, 33897
Active103 days on marketListed Apr 22, 2026MLS #S5148351
About this home
548 OGELTHORPE DRIVE
Turnkey investment opportunity in Laurel Estates! Currently tenant-occupied with immediate rental income in place, this versatile 4-bedroom, 3-bath home also features a flex room with a standard door that can easily function as a 5th bedroom, office, media room, or playroom. Short-term rentals are permitted, creating strong future income potential in one of Central Florida’s most desirable locations—directly across from ChampionsGate and just minutes from Disney. A full bedroom and bathroom on the first floor make this layout ideal for guests, multi-generational living, or flexible rental use. Additional upgrades include granite countertops, extended tile flooring, stone-accent front elevation, fresh interior paint, and a spacious 2-car garage. Major value-add: fully paid-off solar panels at closing for long-term energy savings. Low HOA and NO CDD. Convenient access to shopping, dining, golf, highways, and world-class attractions make this property an exceptional option for both investors and owner-occupants.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,556
Sqft
0.14 ac
Lot size
2
Garage
2018
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,454 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,454/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs LAUREL ESTATES
$171 vs $147
Days on market
103 vs 50 typical
Where $171/sqft sits among the 7 homes for sale in LAUREL ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Laurel Estates, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$43,198/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,265/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Laurel Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Laurel Estates is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $355K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
2 of 7
LAUREL ESTATES have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 548 OGELTHORPE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$410,000
144 WILLIAMSON DRIVE · same community
5 bd · 3.5 ba · 2,632 sqft · $156/sqft · 192 DOM
Sold · Jun ’26$503,500
689 OGELTHORPE DRIVE · same community
4 bd · 2.5 ba · 2,859 sqft · $176/sqft · 114 DOM
Sold · Jul ’26$437,000
2238 LOVELY LANE
5 bd · 3 ba · 2,504 sqft · $175/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 548 OGELTHORPE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 548 OGELTHORPE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
548 OGELTHORPE DRIVE FAQs
What would the monthly payment be for 548 OGELTHORPE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,454/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 548 OGELTHORPE DRIVE?+
The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 548 OGELTHORPE DRIVE?+
The most recent tax bill on record (2025) was $5,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 548 OGELTHORPE DRIVE be rented short-term?+
Yes — this home sits inside Laurel Estates, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 548 OGELTHORPE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $437,997, this home is listed about 12% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 548 OGELTHORPE DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$437,997 runs 29% above the DAVENPORT 33897 median — but at 2,556 sqft it's also 32% larger than the typical Davenport listing.
02Zoned for nightly rentals
Laurel Estates is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
103 days on market against a Davenport median of 50 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EG ORLANDO LLC · Brayhana Onsalo. MLS #S5148351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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