Jessica Torres
Short-Term Rental Eligible
$2,9003 bd2.5 ba1,617 sqft$2 /sqft$181 /mo all-in ↓

12820 STRODE LANE, WINDERMERE, FL, 34786

Active17 days on marketListed Jul 4, 2026MLS #S5153060

Priced 100% below the WINDERMERE 34786 medianTownhouse

About this home

12820 STRODE LANE

Beautiful 3-bedroom, 2.5-bath townhome featuring a private fenced backyard in a well-maintained community with exceptional amenities, including a swimming pool and tennis courts. The home offers a spacious and functional layout, an open-concept living and dining area, a well-appointed kitchen, and a comfortable primary suite with a private bath. Located in one of Windermere's most sought-after communities, this home offers a welcoming, family-friendly atmosphere and is zoned for highly rated public schools. Enjoy the convenience of being just minutes from Windermere Plaza, grocery stores, restaurants, shopping, and major highways, while living in a beautifully maintained neighborhood that offers both comfort and convenience. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,617

Sqft

0.07 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$2

Per sqft

Inside

AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsNo
CommunityAssociation Recreation - Owned · Clubhouse · Playground · Pool · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $102Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $102
Interest rate6.00%
Loan term

Estimated payment

$181/mo

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Windermere actives

$2 vs $348

Days on market

17 vs 32 typical

Where $2/sqft sits among the 238 Windermere actives

0 · this home
131
53
28
9
17
$2–190$190–378$378–566$566–754$754–942$942+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Lakeside Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityLakeside Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,100/mo median

MarketWindermere
Annual gross at median$37,200
Gross yield on this price1282.8%
Homes for rent right now82

Live Windermere rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Lakeside Village

Map of 12820 STRODE LANE inside its neighborhood boundary

Lakeside Village is a short-term-rental community. See the full guide →

Lakeside Village — neighborhood snapshot

Population

19,390

Median age

36

Median income

$123,605

Median home value

$489,452

Avg household

3

Households w/ children

2,897

For the school run

Orange County School District

ElementaryBay Lake Elementary★★★★
MiddleHorizon West Middle★★★★
HighWindermere High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

115 of 238

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

Jul 4, 2026Listed at $2,900 · 17 days on market since
2015Built

Reality check

What actually sold near 12820 STRODE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9055 LEGADO DRIVESold · Jul ’26

$425,000

9055 LEGADO DRIVE

3 bd · 2.5 ba · 1,584 sqft · $268/sqft · 3 DOM

8942 MATRIARCA ALYSold · Oct ’25

$432,500

8942 MATRIARCA ALY

3 bd · 2.5 ba · 1,686 sqft · $257/sqft · 38 DOM

12214 LANGSTAFF DRIVESold · Mar ’26

$380,000

12214 LANGSTAFF DRIVE

3 bd · 2.5 ba · 1,545 sqft · $246/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12820 STRODE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12820 STRODE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

12820 STRODE LANE FAQs

What would the monthly payment be for 12820 STRODE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 12820 STRODE LANE be rented short-term?+

Yes — this home sits inside Lakeside Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 12820 STRODE LANE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $2,900, this home is listed about 100% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 12820 STRODE LANE?+

Bay Lake Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINDERMERE 34786 market on paper

$2,900 is 100% below the WINDERMERE 34786 median of $809,500, and at $2/sqft it sits under the Windermere average of $447.

02Zoned for nightly rentals

Lakeside Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Strong assigned schools

Bay Lake Elementary, Horizon West Middle, Windermere High — Bay Lake Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LA ROSA REALTY LLC · Mariana Haddad. MLS #S5153060.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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