Jessica Torres
Pending
$429,9003 bd2.5 ba2,450 sqft$175 /sqft$3,597 /mo all-in ↓

392 DAVINCI PASS, POINCIANA, FL, 34759

Pending7 days on marketListed Jul 28, 2026MLS #S5153571

WaterfrontSingle Family ResidenceSOLIVITA PH IVC SEC 2

About this home

392 DAVINCI PASS

Virtually Staged. One or more photos have been virtually staged. OPERETTA MODEL WITH OVERSIZED LOT WITH POND VIEW. Bonus a community POOL located across the street. This home features 3 FULL bedroom, 2.5 bathrooms with a separate DEN/STUDY with DOUBLE DOOR access & beautiful built-in shelves & desk. NEW ROOF installed July 2026 & HVAC replaced in 2024. Interior upgrades include crown molding, plantation shutters, 20x20 Ceramic tile & Vinyl Laminate in the bedrooms, CENTRAL VAC, wired security system by ADT (not currently monitored) & water purification system (paid in full). The high ceilings and OPEN floor plan offers endless potential to entertain. LARGE Kitchen with newer STAINLESS STEEL Appliances, 42 inch Upper wood cabinets with lower cabinets having PULL-OUT drawer feature, CORIAN counters with breakfast bar & separate Eating Nook all open to the FAMILY room with great views of the LANAI & POND. The PRIMARY Suite affords French doors out to the LANAI, Tray ceiling with ceiling Fan, Two WALK-IN CLOSETS with Custom SHELVES, DUAL sinks, a large SOAKING TUB & separate WALK-IN SHOWER. This floor plan offers complete privacy for visiting family & friends with 2 bedrooms & a Private hall bathroom located off the Kitchen & Family room area. Guest half bath is located off the Kitchen & Laundry closet which affords FRONT LOAD Washer & Dryer. Enjoy morning coffee in your private extended Screened LANAI while enjoying the serene WATER VIEWS. The interior walls of the TWO CAR Garage & GOLF CART Garage have been painted & newly applied EPOXY floor covering. The EXTERIOR HOME will be PAINTED IN September 2026. This home is ready for its new owners, come visit Solivita & start enjoying this resort-style 55+ community today. The HOA maintains LANDSCAPING & IRRIGATION systems for the common areas as well as the individual homesites & the roads throughout the community. There's Fiber Optic Internet & TV service is included in the monthly fees. This private manned & GATED development also has AUTOMATED GATE Access for residents via license plate readers for ALL RESIDENTS. For added security there is a Roaming patrol by POLK County Sheriff Dept. Solivita offers TWO CHAMPIONSHIP Golf Courses, fitness centers, swimming pools, dining & endless social clubs. Located just outside the community there's a Hospital, Fire Rescue & Medical Building. Poinciana Lakes Plaza is a NEWLY BUILT SHOPPING CENTER with a Grocery store, Restaurants, Pharmacy, Banks, Urgent care & more to come.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,450

Sqft

0.31 ac

Lot size

3

Garage

2004

Year built

One

Levels

$175

Per sqft

WaterfrontWater view55+ community

Inside

FlooringCeramic Tile · Luxury Vinyl · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · Kitchen/Family Room Combo · L Dining · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener · Golf Cart Garage
ExteriorAwning(s) · French Doors · Irrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$276/mo
Taxes (2025)$5,285/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityLake · Association Recreation - Lease · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,597 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$440
HOA fee — from the listing$276
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,597/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$440
HOA / condo fee$276
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$368KedgeAI estimate $422,138 · range $384K$438K$455K

vs edgeAI estimate

+1.8%

$/sqft vs Poinciana actives

$175 vs $180

Days on market

7 vs 33 typical

Where $175/sqft sits among the 177 Poinciana actives

21
35
43 · this home
33
26
19
$136–153$153–169$169–186$186–202$202–218$218+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Map of 392 DAVINCI PASS inside its neighborhood boundary

Drive times from this address

Walt Disney World42 min
Universal Orlando52 min
Downtown Orlando58 min
Orlando Int’l Airport (MCO)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$298K$285K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

53 of 177

Poinciana actives have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 105% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $429,900 · 7 days on market since
2004Built · SOLIVITA PH IVC SEC 2

Reality check

What actually sold near 392 DAVINCI PASS

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

113 VENICE LANESold · Feb ’26

$292,000

113 VENICE LANE · same community

3 bd · 2 ba · 1,813 sqft · $161/sqft · 83 DOM

127 TERRA VISTA LANESold · Sep ’25

$455,000

127 TERRA VISTA LANE

3 bd · 2.5 ba · 2,462 sqft · $185/sqft · 191 DOM

917 SHOREHAVEN DRSold · Apr ’26

$399,000

917 SHOREHAVEN DR

3 bd · 3 ba · 2,325 sqft · $172/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 392 DAVINCI PASS — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 392 DAVINCI PASS — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

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Straight answers

392 DAVINCI PASS FAQs

What would the monthly payment be for 392 DAVINCI PASS?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,597/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 392 DAVINCI PASS?+

The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 392 DAVINCI PASS?+

The most recent tax bill on record (2025) was $5,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 392 DAVINCI PASS?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $429,900, this home is listed about 48% above the Poinciana median of $289,990. The market section on this page shows how the area is trending.

Which schools are assigned to 392 DAVINCI PASS?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$429,900 runs 105% above the POINCIANA 34759 median — but at 2,450 sqft it's also 47% larger than the typical Poinciana listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Poinciana market that averages 33 — if it fits, move quickly.

Listing courtesy of BORCHINI REALTY · Cherie Pontes. MLS #S5153571.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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