Jessica Torres
$424,390$434,8804 bd3 ba2,486 sqft$171 /sqft$2,863 /mo all-in ↓

3335 ORCHARD LOOP, BARTOW, FL, 33830

Active164 days on marketListed Feb 5, 2026MLS #TB8472470

Reduced $10KNew constructionSingle Family ResidenceTHE GROVE AT STUART CROSSING

About this home

3335 ORCHARD LOOP

Under Construction. Brand new, energy-efficient home available by Feb 2026! This functional Jasmine floorplan features an open kitchen and combined kitchen and dining area. Impressive primary suite has a tray ceiling and a large walk-in closet. The flex room provides great space for a home office or hobby area. The Grove at Stuart Crossing Signature Series offers single-family homes with open-concept floorplans in Bartow, FL. Convenient to several major highways, this community is ideal for those who commute to Lakeland, Tampa and Orlando. Residents will enjoy amazing amenities that include a resort-style pool, clubhouse, fitness center, pickleball courts, playground, dog park, and trails in a beautiful "old Florida" setting. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,486

Sqft

0.16 ac

Lot size

3

Garage

2026

Year built

One

Levels

$171

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNortheast
ParkingGarage Door Opener
ExteriorSidewalk

Community & fees

HOA fee$17/mo
Taxes (2026)$1/yr
PetsYes
CommunityDeed Restrictions · Fitness Center · Playground · Pool

Utilities & systems

UtilitiesUnderground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,863 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,498
FHA mortgage insurance (est.)$188
Property tax — 2026 actual bill$0
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,854Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,854
Interest rate6.00%
Loan term

Estimated payment

$2,863/mo

Principal & interest$2,498
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$0
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $424K
$407KedgeAI estimate $429,695 · range $429K$432K$449K

vs edgeAI estimate

−1.2%

$/sqft vs Bartow actives

$171 vs $175

Days on market

164 vs 42 typical

Where $171/sqft sits among the 120 Bartow actives

22
33
27 · this home
21
8
9
$108–137$137–167$167–196$196–225$225–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 3335 ORCHARD LOOP

Drive times from this address

Downtown Tampa54 min
Walt Disney World62 min
Tampa Int’l Airport (TPA)68 min
Orlando Int’l Airport (MCO)73 min

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

68 of 120

Bartow actives have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

CurrentPrice reduced to $424,390 $10K
Feb 5, 2026Listed at $434,880 · 164 days on market since
2026Built · THE GROVE AT STUART CROSSING

Reality check

What actually sold near 3335 ORCHARD LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2380 CITRUS BLOOM DRIVESold · Sep ’25

$421,000

2380 CITRUS BLOOM DRIVE · same community

4 bd · 3 ba · 2,486 sqft · $169/sqft · 42 DOM

2249 SAGELAND WAYSold · Feb ’26

$370,000

2249 SAGELAND WAY · same community

4 bd · 2.5 ba · 2,503 sqft · $148/sqft · 55 DOM

2242 SAGELAND WAYSold · May ’26

$353,600

2242 SAGELAND WAY · same community

4 bd · 2.5 ba · 2,503 sqft · $141/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3335 ORCHARD LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3335 ORCHARD LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

3335 ORCHARD LOOP FAQs

What would the monthly payment be for 3335 ORCHARD LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,863/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3335 ORCHARD LOOP?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3335 ORCHARD LOOP?+

The most recent tax bill on record (2026) was $1. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3335 ORCHARD LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bartow?+

At $424,390, this home is listed about 31% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3335 ORCHARD LOOP?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$424,390 runs 41% above the BARTOW 33830 median — but at 2,486 sqft it's also 37% larger than the typical Bartow listing.

02Time on market is leverage

164 days on market against a Bartow median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $434,880, now $424,390 — a $10K cut. The full history is in the market section below.

Listing courtesy of MERITAGE HOMES OF FL REALTY · Bryan Sumner. MLS #TB8472470.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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