914 E NORTH BAY STREET, TAMPA, FL, 33603
Active146 days on marketListed Mar 13, 2026MLS #TB8486281
About this home
914 E NORTH BAY STREET
Welcome to this stunning, fully renovated 3-bedroom, 2-bathroom home with a versatile loft located in highly sought-after South Seminole Heights—just minutes from I-275, Downtown Tampa, Armature Works, the Tampa Riverwalk, and all the vibrant dining, shopping, and entertainment the city has! From the moment you arrive, you’ll notice the impressive curb appeal featuring an upgraded driveway and walkway. Inside, this home exudes modern elegance with water-resistant luxury vinyl flooring, abundant natural light, recessed LED lighting, and designer fixtures throughout. The gourmet kitchen is an entertainer’s dream, offering a massive waterfall-edge quartz island with seating, shaker cabinetry with designer hardware, a quartz backsplash, upgraded pendant lighting, premium stainless steel appliances, and open sightlines to the dining and living areas for easy entertaining. A striking modern spiral staircase leads to a flexible loft that can serve as a home office, gym, playroom, or meditation space. The private primary suite features a spa-like ensuite bath with a walk-in shower accented by designer tile, a comfort-height double vanity, framed mirrors, and custom-built closets. Secondary bedrooms are generously sized with ample natural light, and both bathrooms have been fully remodeled with elegant tilework and finishes. Completely remodeled in 2023, this home features updated roof, electrical wiring and panel, plumbing, tankless water heater, HVAC system, energy-efficient windows, interior and exterior texture and paint, LED recessed lighting, modern fixtures, doors, baseboards, and closet doors. Everything has been done for you—move right in and start living the South Seminole Heights lifestyle! Enjoy a walkable, historic neighborhood known for its charm, tree-lined streets, local coffee shops, breweries, dog parks, and riverfront trails, with quick access to Downtown Tampa, Tampa International Airport, Water Street, and Florida’s world-famous beaches. This is a rare opportunity to own a completely updated, move-in ready home in one of Tampa’s most desirable neighborhoods—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,999
Sqft
0.17 ac
Lot size
1925
Year built
One
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,096 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs UNPLATTED
$266 vs $300
Days on market
146 vs 41 typical
Where $266/sqft sits among the 186 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southeast Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Southeast Seminole Heights — neighborhood snapshot
Population
3,121
Median age
40
Median income
$69,217
Median home value
$323,910
Avg household
2
Households w/ children
194
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
93 of 186
UNPLATTED have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 914 E NORTH BAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$302,000
2852 TOM BREWER LANE · same community
4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM
Sold · Dec ’25$332,000
913 E GENESEE STREET · same community
3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 914 E NORTH BAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 914 E NORTH BAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
914 E NORTH BAY STREET FAQs
What would the monthly payment be for 914 E NORTH BAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,096/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 914 E NORTH BAY STREET?+
The most recent tax bill on record (2024) was $6,869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 914 E NORTH BAY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $531,500, this home is listed about 18% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 914 E NORTH BAY STREET?+
Edison Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$531,500 runs 16% above the TAMPA 33603 median — but at 1,999 sqft it's also 26% larger than the typical Tampa listing.
02Time on market is leverage
146 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $539,000, now $531,500 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Marlene Loehlein. MLS #TB8486281.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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