10863 RUSTIC TIMBER LOOP, SAN ANTONIO, FL, 33576
Active37 days on marketListed Jun 13, 2026MLS #TB8518926
About this home
10863 RUSTIC TIMBER LOOP
A rare blend of European elegance and modern luxury, this stunning five-bedroom, four-bath Verona floor plan features a distinctive castle-inspired exterior with Mediterranean influences, creating exceptional curb appeal in the sought-after Mirada community. On a premium waterfront homesite, this home offers breathtaking water views, a three-car garage and thoughtfully designed living spaces. Inside, you'll find Sonoma Stone cabinetry, Ethereal quartz countertops, porcelain tile flooring and designer finishes throughout. The open-concept layout includes a private den, first-floor guest suite, spacious grand room, gourmet island kitchen, and casual dining area ideal for everyday living and entertaining. Upstairs, a versatile bonus room complements the luxurious owner's retreat, while three oversized secondary bedrooms with walk-in closets provide plenty of space for family and guests. Enjoy Florida living at its finest with a large backyard offering ample space to accommodate an expansive custom pool design and outdoor entertaining area. The home is also pre-plumbed for an outdoor kitchen, making it easy to create your dream backyard retreat. Residents of Mirada enjoy access to the renowned crystal lagoon, sandy beaches, kayaking, paddleboarding, walking trails, parks, dog parks and future pickleball courts. Combining distinctive architecture, premium water views and resort-style amenities, this exceptional home offers a lifestyle unlike any other.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,518
Sqft
0.18 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,173 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,173/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.2%
$/sqft vs San Antonio actives
$232 vs $197
Days on market
37 vs 57 typical
Where $232/sqft sits among the 152 San Antonio actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $352K
San Antonio median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
94 of 152
San Antonio actives have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 159% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 10863 RUSTIC TIMBER LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$560,000
9436 CRESCENT RAY DRIVE
5 bd · 3 ba · 3,531 sqft · $159/sqft · 43 DOM
Sold · Sep ’25$600,480
9374 CRESCENT RAY DRIVE
5 bd · 4 ba · 3,531 sqft · $170/sqft · 0 DOM
Sold · Jun ’26$577,490
33503 TWILIGHT SEA PLACE
6 bd · 4 ba · 3,364 sqft · $172/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10863 RUSTIC TIMBER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10863 RUSTIC TIMBER LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
10863 RUSTIC TIMBER LOOP FAQs
What would the monthly payment be for 10863 RUSTIC TIMBER LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,173/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10863 RUSTIC TIMBER LOOP?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10863 RUSTIC TIMBER LOOP?+
The most recent tax bill on record (2025) was $14,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10863 RUSTIC TIMBER LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in San Antonio?+
At $814,888, this home is listed about 134% above the San Antonio median of $347,925. The market section on this page shows how the area is trending.
Which schools are assigned to 10863 RUSTIC TIMBER LOOP?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$814,888 runs 159% above the SAN ANTONIO 33576 median — but at 3,518 sqft it's also nearly twice the size of the typical San Antonio listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $829,900, now $814,888 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Janet Moore. MLS #TB8518926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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