Jessica Torres
$439,0002 bd2 ba1,112 sqft$395 /sqft$3,429 /mo all-in ↓

197 OVERBROOK DRIVE E, LARGO, FL, 33770

Active18 days on marketListed Jul 2, 2026MLS #TB8525326

Private poolSingle Family ResidenceBELLEAIR MANOR

About this home

197 OVERBROOK DRIVE E

Prime Largo Living in Belleair Manor: Fully Remodeled & Move-In Ready! Experience the perfect balance of modern luxury and effortless living in this fully renovated single-family home. Located in a sought-after, family-friendly neighborhood, this residence offers the prestige of a premier area without the burden of HOA fees. This low-maintenance property is designed for those who want to enjoy life rather than manage yard work, featuring a pristine, easy-care outdoor space that allows you to reclaim your weekends. The home boasts an expansive, open floor plan highlighted by dramatic vaulted ceilings, an updated gourmet kitchen with a classic Dutch door, and abundant, functional closet space. Meticulously updated from the inside out, this turnkey property offers peace of mind with a new roof (2022), a 2022 AC system, a 2024 water heater, and a brand-new 2022 garage door. One of the home’s standout features is its advanced, high-efficiency mini-split air conditioning system with independent units in every room, providing exceptional, zoned comfort and keeping the home cool and dehumidified all year round. The home also includes an extra bonus room that serves as a perfect flexible space or playroom, featuring elegant, wide-door entries and wonderful views overlooking your private, screened-in pool and enclosed porch. This is the ultimate lifestyle location: you are minutes from the Belleair Causeway and pristine Gulf Coast beaches. Enjoy the convenience of a five-minute drive—or a quick bike ride—to top-tier restaurants and your daily essentials. Perfectly situated near the new $85 million Horizon West Bay project and City Hall, this home puts you at the center of Largo’s vibrant growth. Don’t miss this rare, move-in-ready opportunity!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,112

Sqft

0.22 ac

Lot size

1

Garage

1960

Year built

One

Levels

$395

Per sqft

Private pool

Inside

FlooringTerrazzo · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan
LaundryIn Garage
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorLighting · Private Mailbox

Community & fees

Taxes (2025)$5,890/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,429 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$491
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,429/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$491
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$376KedgeAI estimate $397,826 · range $392K$407K$457K

vs edgeAI estimate

+10.3%

$/sqft vs Largo actives

$395 vs $234

Days on market

18 vs 42 typical

Where $395/sqft sits among the 400 Largo actives

98
90
69
52
60
31 · this home
$105–163$163–220$220–277$277–335$335–392$392+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 197 OVERBROOK DRIVE E

Get to know Largo. See the full Largo guide →

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

206 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the Largo median. See the full Largo market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $439,000 · 18 days on market since
1960Built · BELLEAIR MANOR

Reality check

What actually sold near 197 OVERBROOK DRIVE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2032 GATEWOOD DRIVESold · Jun ’26

$480,000

2032 GATEWOOD DRIVE · same community

3 bd · 2 ba · 1,632 sqft · $294/sqft · 27 DOM

1966 119TH STREETSold · Sep ’25

$211,000

1966 119TH STREET

3 bd · 2 ba · 1,112 sqft · $190/sqft · 5 DOM

1806 11TH STREET SWSold · Oct ’25

$355,000

1806 11TH STREET SW

3 bd · 2 ba · 1,122 sqft · $316/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 197 OVERBROOK DRIVE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 197 OVERBROOK DRIVE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

197 OVERBROOK DRIVE E FAQs

What would the monthly payment be for 197 OVERBROOK DRIVE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,429/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 197 OVERBROOK DRIVE E?+

The most recent tax bill on record (2025) was $5,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $439,000, this home is listed about 63% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Kenny Hayslett. MLS #TB8525326.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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