Jessica Torres
$325,000$349,9003 bd2.5 ba2,084 sqft$156 /sqft$2,560 /mo all-in ↓

10257 NEWMINSTER LOOP, RUSKIN, FL, 33573

Active11 days on marketListed Jul 9, 2026MLS #TB8526432

Reduced $25KSingle Family ResidenceBELMONT PHASE 1A

About this home

10257 NEWMINSTER LOOP

Freshly updated in Belmont with a NEW ROOF (2025), EXTERIOR PAINT (2025), LUXURY VINYL PLANK FLOORING (2025), CARPETS (2025), BASEBOARDS (2025), and WATER HEATER (2023), so you can move in and simply enjoy this 3-bedroom, 2.5-bath home with 2,084-square-foot layout. High ceilings open up the main level, while an upstairs loft flexes as a home office, playroom, or media space. The primary ensuite delivers true retreat status: dual vanities, a large soaking tub, separate walk-in shower, private toilet, and a large walk-in closet. The secondary full bath was recently remodeled (2025) with a new vanity, lighting, tile flooring, and window. Out back, a full-perimeter vinyl fence wraps the open space that has endless possibilities to create your own private Florida living space.The location seals the deal. Belmont residents enjoy resort-style amenities without the resort fees: a zero-entry lagoon-style pool with lap lanes, pickleball and tennis courts, basketball courts, playgrounds, and walking trails, all just minutes from your door.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,084

Sqft

0.11 ac

Lot size

2

Garage

2009

Year built

Two

Levels

$156

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$15/mo
Taxes (2025)$3,940/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Dog Park · Fitness Center · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Phone Available · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,560 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$328
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,560/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$328
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$312KedgeAI estimate $402,647 · range $388K$428K$445K

vs edgeAI estimate

−19.3%

$/sqft vs Ruskin actives

$156 vs $180

Days on market

11 vs 51 typical

Where $156/sqft sits among the 293 Ruskin actives

131 · this home
87
25
14
11
25
$128–176$176–224$224–272$272–320$320–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin

Map of 10257 NEWMINSTER LOOP

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)42 min

Get to know Ruskin. See the full Ruskin guide →

RUSKIN 33573 — neighborhood snapshot

Population

30,820

Median age

68.5

Median income

$68,431

Median home value

$270,600

Avg household

1.98

Households w/ children

1,606

For the school run

Hillsborough County School District

ElementaryDoby Elementary School★★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$330K$320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

166 of 293

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the RUSKIN 33573 median. See the full Ruskin market guide →

Paper trail

This home's history

CurrentPrice reduced to $325,000 $25K
Jul 9, 2026Listed at $349,900 · 11 days on market since
2009Built · BELMONT PHASE 1A

Reality check

What actually sold near 10257 NEWMINSTER LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11021 STANDING STONE DRIVESold · May ’26

$322,500

11021 STANDING STONE DRIVE

3 bd · 2 ba · 2,082 sqft · $155/sqft · 39 DOM

14308 EDINBURGH MOOR DRIVESold · Dec ’25

$330,000

14308 EDINBURGH MOOR DRIVE

4 bd · 2 ba · 2,065 sqft · $160/sqft · 318 DOM

15136 MAUDE LANDING LOOPSold · Jun ’26

$373,990

15136 MAUDE LANDING LOOP

4 bd · 2.5 ba · 2,039 sqft · $183/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Torres

Your agent

Jessica Torres

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10257 NEWMINSTER LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10257 NEWMINSTER LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Jessica's phone and CRM.

Goes straight to Jessica’s phone and CRM.

Straight answers

10257 NEWMINSTER LOOP FAQs

What would the monthly payment be for 10257 NEWMINSTER LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,560/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10257 NEWMINSTER LOOP?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10257 NEWMINSTER LOOP?+

The most recent tax bill on record (2025) was $3,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10257 NEWMINSTER LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ruskin?+

At $325,000, this home is listed about 7% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.

Which schools are assigned to 10257 NEWMINSTER LOOP?+

Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SOUTH CEDAR REAL ESTATE, INC · Marychris Dean. MLS #TB8526432.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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