
12496 136TH LANE, LARGO, FL, 33774
Active5 days on marketListed Jul 28, 2026MLS #TB8530702
About this home
12496 136TH LANE
~ ANNUAL RENTAL | Updated 3-Bedroom Home Just Minutes to Indian Rocks Beach | Largo, FL 33774 ~ Experience Florida Gulf Coast living in this beautifully updated 3-bedroom, 3-bathroom annual rental located in Largo, FL. Situated in an established, quiet residential neighborhood in west Largo, this single-story block home offers the perfect combination of modern updates, outdoor living, & a prime Pinellas County location just minutes from **Indian Rocks Beach**, Belleair Beach, & some of Florida's top rated Gulf Coast destinations. Offering 1,497 square feet of thoughtfully designed living space, the home features an open-concept kitchen with granite countertops, stainless steel Whirlpool appliances, a newer range and dishwasher, & white shaker wood cabinets with ample cabinet space. The spacious indoor laundry room includes a full-size front-load washer & dryer, & additional storage that can serve as a walk-in pantry. The 3rd full bathroom features designer finishes & a glass shower enclosure. The primary suite includes a walk-in closet with custom organizers & a beautifully renovated marble bathroom featuring dual vanities, a makeup station, & a glass-enclosed shower. Engineered hardwood flooring throughout the main living areas, terrazzo flooring in select rooms, plantation shutters, and an HVAC system equipped with a UV air purification light and electrostatic filtration system. Outside, enjoy a fully fenced backyard designed for Florida's year-round indoor-outdoor lifestyle, complete with mature landscaping, patio seating, shade sail, fire pit, and decorative string lighting. The property also includes a one-car garage, circular driveway, off-street parking for multiple vehicles, and dedicated space for a boat or jet ski. Located in an X Flood Zone (non-flood zone) at approximately 34 feet above sea level, this home experienced no flooding or hurricane damage during recent major storms, offering additional peace of mind. The location places you within minutes of many of Pinellas County's most popular destinations, including: ~ Indian Rocks Beach, Indian Shores, and Belleair Beach ~ Largo Golf Course ~ Walsingham Park ~ George C. McGough Nature Park ("Turtle Park") ~ Southwest Recreation Complex ~ Shopping centers, grocery stores, restaurants, coffee shops, medical offices, parks, and everyday conveniences This central location also provides convenient access to Clearwater Beach, Downtown St. Petersburg, Tampa International Airport, and major employment centers throughout Pinellas County. Zoned for top-rated Anona schools, Anona Elementary is just a few blocks away. ~Lease Information~ Annual lease | Up to two pets permitted (maximum 30 pounds each) | $300 pet deposit plus $50 per pet, per month | Breed restrictions apply | Application required for all occupants age 18 and older | $75 application fee per applicant | Upon approval, funds due include first month's rent (plus any prorated rent), security deposit equal to one month's rent, $100 tenant processing fee, and applicable pet fees If you're looking for a move-in-ready rental home near the Gulf beaches with updated finishes, generous parking, outdoor living space, & an exceptional west Largo location, this property is ready to welcome you home. ~ Schedule your private showing today and discover this beautiful area of Pinellas County.~
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,497
Sqft
0.14 ac
Lot size
1
Garage
1960
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$2 vs $240
Days on market
5 vs 42 typical
Where $2/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12496 136TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$475,000
12571 136TH LANE · same community
3 bd · 2 ba · 1,306 sqft · $364/sqft · 72 DOM
Sold · Jun ’26$380,000
12432 136TH LANE · same community
3 bd · 2 ba · 1,247 sqft · $305/sqft · 17 DOM
Sold · Nov ’25$530,000
10448 HETRICK CIRCLE W
3 bd · 2 ba · 1,518 sqft · $349/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12496 136TH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12496 136TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
12496 136TH LANE FAQs
What would the monthly payment be for 12496 136TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12496 136TH LANE?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $3,200, this home is listed about 99% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12496 136TH LANE?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LARGO 33774 market on paper
$3,200 is 99% below the LARGO 33774 median of $222,450, and at $2/sqft it sits under the Largo average of $247.
02Fresh on the market
Only 5 days on market in a Largo market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Christine Mitchell. MLS #TB8530702.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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