
2523 AVENUE E SW, WINTER HAVEN, FL, 33880
Active0 days on marketListed Jul 24, 2026MLS #TB8530987
About this home
2523 AVENUE E SW
Move-In Ready New Construction! | NO HOA | NO CDD Exceptional value in Winter Haven! This brand-new 3-bedroom, 2-bathroom block home offers 1,930 sq. ft. of thoughtfully designed living space with a car garage. Enjoy an open-concept layout, high ceilings, abundant natural light, modern finishes, and a spacious kitchen with granite countertops, stainless steel appliances, a large island, and ample cabinet space. The private owner's suite features a walk-in closet and an en-suite bath with dual vanities, creating a comfortable retreat. Conveniently located near shopping, dining, parks, schools, and major highways, this home combines quality construction, modern style, and everyday convenience—without the added cost of HOA or CDD fees. Don't miss this opportunity to own a brand-new home at an incredible value. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,930
Sqft
0.15 ac
Lot size
1
Garage
2026
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,134 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,134/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.4%
Days on market
0 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside West Haven, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,820/mo median
Live Winter Haven rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside West Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
West Haven is a short-term-rental community. See the full guide →
WINTER HAVEN 33880 — neighborhood snapshot
Population
42,336
Median age
36.5
Median income
$56,803
Median home value
$200,900
Avg household
2.8
Households w/ children
5,516
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2523 AVENUE E SW — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2523 AVENUE E SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
2523 AVENUE E SW FAQs
What would the monthly payment be for 2523 AVENUE E SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,134/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2523 AVENUE E SW?+
The most recent tax bill on record (2025) was $300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2523 AVENUE E SW be rented short-term?+
Yes — this home sits inside West Haven, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2523 AVENUE E SW?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $308,000, this home is listed about 8% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2523 AVENUE E SW?+
Westwood Middle School (middle), Lake Region High School (high), Clarence Boswell Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$308,000 runs 37% above the WINTER HAVEN 33880 median — but at 1,930 sqft it's also 17% larger than the typical Winter Haven listing.
02Zoned for nightly rentals
West Haven is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Listed today in a Winter Haven market that averages 42 — if it fits, move quickly.
Listing courtesy of SIVEN PREMIER REAL ESTATE · Fanta Traore. MLS #TB8530987.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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