265 CENTER OAK CIRCLE, SPRING HILL, FL, 34609
Active1 days on marketListed Jul 23, 2026MLS #TB8531972
About this home
265 CENTER OAK CIRCLE
This rare hard to find Cayman Model is a gem, featuring a room foor four seasons and a screened lanai that opens onto a park like setting, all while enjoying a lovely corner lot with mature landscaping. This desirable two- bedroom, two -bathroom, 2 car garage boasts a formal entryway leading to a bright living room with an electric fireplace that flows into a fully equipped eat-in kitchen, complete with a range, microwave, dishwasher , refigerator and pantry- plus space for a table and bar stools at the solid surface counter. A convenient laundry room is conveniently located off kitchen, with easy access to the garage. This split-level home is a sought -after feature, with a guest bedroom and bathroom with bathtub at the front and the master suite with a with a private bathroom shower and walk-in closet at the back. The vaulted ceilings, ceiling fans and closet organizers are all wonderful touches. The exterior includes an acrylic-coated driveway and walk way, a screened garage, rain gutters around the home, hurricane shutters, and a water softener (all owned). As a patio home, the Hoa handles lawn maintenance, exterior painting and roof upkeep for just $443 a month. The Roof was installed 2023, the A/C in 2014, and the windows in 2010. The Wellington is an active community for those 55 and older, offering a community pool, restaurant, pickleball, tennis and more.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,280
Sqft
0.15 ac
Lot size
2
Garage
2003
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs Spring Hill actives
$195 vs $193
Days on market
1 vs 29 typical
Where $195/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seven Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Seven Hills — neighborhood snapshot
Population
4,553
Median age
59
Median income
$66,909
Median home value
$266,137
Avg household
2
Households w/ children
330
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
204 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 265 CENTER OAK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$229,000
265 CENTER OAK CIRCLE · same community
2 bd · 2 ba · 1,280 sqft · $179/sqft · 8 DOM
Sold · Apr ’26$205,000
232 CENTER OAK CIRCLE · same community
2 bd · 2 ba · 1,280 sqft · $160/sqft · 55 DOM
Sold · Jul ’26$240,000
248 KESTREL COURT · same community
2 bd · 2 ba · 1,361 sqft · $176/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Torres
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 265 CENTER OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 265 CENTER OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Jessica's phone and CRM.
Straight answers
265 CENTER OAK CIRCLE FAQs
What would the monthly payment be for 265 CENTER OAK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,180/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 265 CENTER OAK CIRCLE?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 265 CENTER OAK CIRCLE?+
The most recent tax bill on record (2025) was $2,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 265 CENTER OAK CIRCLE?+
The listing reports pets: Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $249,999, this home is listed about 28% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 265 CENTER OAK CIRCLE?+
Suncoast Elementary School (elementary), Frank W. Springstead High School (high), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FL REAL ESTATE STORE & PMS · Margaret Adamo. MLS #TB8531972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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